Legal

Registered Address

The Co-operative Bank p.l.c., (990937) P.O. Box 101, 1 Balloon Street, Manchester, M60 4EP. The Co-operative Bank is a UK Bank and its products are only available to UK, Channel Islands & Isle of Man residents and British expatriates overseas (subject to any restrictions laid down by English law).

The Co-operative Bank is authorised and regulated by the Financial Services Authority (No. 121885), subscribes to the Lending Code, is a member of the Financial Ombudsman Service and is licensed by the Office of Fair Trading (No. 006110).

Financial Services Compensation Scheme

The Co-operative Bank plc is covered by the Financial Services Compensation Scheme (FSCS), which would pay compensation of up to £85,000 to eligible depositors in the event of the Bank becoming insolvent. smile and Britannia are trading names of The Co-operative Bank and, as such, protection provided to depositors by the FSCS is limited to £85,000 for the total amount of combined deposits held with The Co-operative Bank, smile and Britannia.

Certain customers are not covered by the FSCS. The exclusions include large companies, large mutual associations and local authorities: visit www.fscs.org.uk for further details.

Our Disclaimer

The Bank has taken the greatest of care to ensure the accuracy of the contents of this website, but cannot accept responsibility (to the extent permitted by law) for any inaccuracies, omissions, or errors whether in respect of the information provided on the Bank's website or on any to which the Bank's website may be linked. The Co-operative Bank p.l.c. (the "Bank") is a United Kingdom bank and its products are only available in the United Kingdom (including the Channel Islands and the Isle of Man) to United Kingdom residents.

The information on this website may only be used by UK residents and expatriates for their own purposes. Permission must be obtained from the Bank for any other use.

Important Information for non-UK mainland residents

Non-UK mainland residents who wish to apply for Co-operative Bank accounts should contact our Offshore Banking Centre in Guernsey. email: guernsey@co-operativebank.co.uk or tel: +44 1481 710527.

Online applications can not be accepted from non-UK mainland residents.