Home security
Most household burglaries are opportunist crimes. Which means most household burglaries can be prevented by simple, inexpensive security precautions. This handy checklist should go a long way to helping you 'beat the burglar':
- house alarms - if you feel you need one, be sure it conforms to British Standard BS 4737. And make sure it's installed by an alarm company registered with the National Security Inspectorate (NSI) or the Security Systems and Alarm Inspection Board (SSAIB). But remember, most alarms only warn that someone has already broken in. Your first priority is to stop them getting in at all.
- list your valuable items with their serial number and a short description. Also, take photographs or a video of items such as jewellery. Then keep this documentation with your insurance policy for safety's sake.
- if you own valuable property, you might require the added security of a safe. Before you buy one, we recommend you consult your local Crime Prevention Officer as to which type best suits your needs.
- don't leave doors or windows open. This may seem obvious, but remember that a burglar can be in and out of your home in just two minutes.
- most burglaries are through windows. Key operated locks should be fitted to all accessible windows, especially those near drainpipes and flat roofs. These locks are inexpensive and easy to fit.
- don't leave keys in locks or 'secret' hiding places. Burglars know all the secrets. Leave your spare key with a trusted neighbour.
- don't leave garages or garden sheds open. They often contain tools and ladders useful to a burglar. It's also best to chain or padlock ladders when they're outside.
- make sure you check the credentials of all callers. Don't be fooled by a uniform. Ask to see an ID card if they claim to be officials. Telephone their head office if you're in any doubt.
- if you go on holiday, don't make it obvious that there's nobody home. Cancel the milk and the papers. And ask a neighbour to take in any packages and push in any letters poking through the letterbox.
- when you go out at night, make sure you leave a light on in a room (not the hall) and close the curtains. Better still, fit timers to lamps around the house.
- get involved with your local neighbourhood watch scheme. If there isn't one, set one up. Your local police station will provide you with any information you need.
Should you need any other advice, the Association of British Insurers (of which we are a member), carries plenty of information on home security.
