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Guaranteed Investment Account

Cash flow is the lifeblood of every business. The Co-operative Bank Guaranteed Investment Account enables you to invest any surplus funds without sacrificing liquidity and ensures that your money is protected. If you are looking to invest over the short-term and do not require instant access, you can benefit from a guaranteed rate of return.

With a Guaranteed Investment Account you can take advantage of an attractive rate of interest, over a fixed term that you decide according to your business needs. The amount, the term and the interest rate are fixed at the time of making the deposit, providing you with greater certainty when cash flow planning.

At the end of the term, you will get your initial capital, plus any interest accrued on your investment at the guaranteed rate, without any of the risks associated with investing in the stock market.

A Guaranteed Investment Account offers:

  • an attractive rate of interest
  • a choice between 1, 3, 6 and 12 month investment terms
  • tiered interest rates mean the more you invest the higher your rate of interest
  • you can open as many Guaranteed Investment Accounts as you like.

Interest paid on maturity.

You also have the added advantage of having a Relationship Manager dedicated to your business, which means expert advice you can rely on is always a phone call away.

If you have any queries about the Guaranteed Investment Account including terms and rates, or would like to apply, please contact your Relationship Manager or call 0800 587 2864 Find out about call charges.

The Co-operative Bank is a member of the Financial Services Compensation Scheme (FSCS), which would pay compensation to eligible customers in the unlikely event of the Bank becoming insolvent. Find out more.