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Co-operatives Directplus

Working together - sharing the benefits

Co‑operatives Directplus is a free banking account designed specifically to meet the needs of Co‑operative enterprises and is the only account to be fully endorsed by Co‑operative UK.

With roots in the Co‑operative movement, we understand what being a Co‑operative is all about. Thats why we've developed this account exclusively for Co‑operative UK members offering you free banking and peace of mind provided by our Ethical Policy.

With Co‑operatives Directplus, you will benefit from:

  • Free banking
  • Interest on balances over £2,000 in credit
  • 24/7 access to your money over the telephone or online, via our bank branches or by arrangement at your local Post Office
  • Preferential rate on lending services*
  • A business debit card, offering you more convenient ways to pay for goods and services
  • Our unique five star service promise
  • The opportunity to support other Co‑operatives through the Co‑operative UK New Start Loan Fund
  • Easily switch all your direct debits and standing orders over to us using our account switching service.

This account is only available to members of the Co‑operative UK. To find out more about the services and benefits of membership, visit www.uk.coop/membership

To apply over the phone, call us on 0800 764 764 (Call charges), or download an application form (opens as PDF – 0.3Mb) today (you must be a member of Co‑operative UK)

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Please read the following documentation before applying for a Co‑operatives Directplus account (These will open in new windows)

The Co-operative Bank is a member of the Financial Services Compensation Scheme (FSCS), which would pay compensation to eligible customers in the unlikely event of the Bank becoming insolvent. Find out more.

We reserve the right to review the account tariff for customers whose credit turnover exceeds £1 million per annum, who deposit more than £100,000 per annum or who deposit more than 5,000 cheques per annum.

*Credit facilities are provided by The Co‑operative Bank and are subject to application status. Security may be required.