FSB Business Banking
A unique banking package - exclusively for Federation of Small Business (FSB) members
If you’re one of the 200,000 members of the FSB, you can switch to an account designed to do much more than meet all your day-to-day banking needs.
FSB Business Banking gives you a range of benefits that include:
- Genuine free banking*
- No charge for paying in up to £4,000 cash per month
- Interest paid on entire credit balance
- A fee-free overdraft facility**
- Access to a business charge card - with no monthly fee**
- A free change facility at Co‑operative Bank branches (by arrangement), so you always have enough coins and notes
- Enjoy our unique Five star service promise
- £25 loyalty bonus every year
- Easily switch all your direct debits and standing orders over to us using our account switching service.
This account is only available to members of the FSB. To find out more about the services and benefits of membership, visit www.fsb.org.uk
You can access your account online, over the telephone, by post or by arrangement at your local Post Office.
Please read the following documentation before applying for an FSB Business Banking account (These will open in new windows)
- FSB Business Banking tariff (opens as PDF 0.2Mb)
- Terms & conditions (opens as PDF - 0.2Mb)
- Terms & conditions Applicable from 19th December 2011 (opens as PDF - 0.2Mb)
The Co-operative Bank is a member of the Financial Services Compensation Scheme (FSCS), which would pay compensation to eligible customers in the unlikely event of the Bank becoming insolvent. Find out more.
Account thresholds and standard charges apply, see our charges for details.
*Free banking relates to standard non-cash transactions. A charge of 40p per £100 will apply to cash deposits exceeding the £4,000 cash deposit limit. The Co‑operative Bank reserved the right to decline any application.
**Credit facilities are provided by The Co‑operative Bank and are subject to application and status. Security may be required.
Overseas cash advances are subject to a 2% handling charge and a foreign currency commission charge of 2.75%, if appropriate, and are dependent on the cardholder’s credit limit and any local currency restrictions.



