think credit card

Or call 0800 995000

Save money and help save the rainforest

Making the world a better place is part of our co-operative values. That’s why our think credit card comes with more than just a competitive rate to save you money when you shop. It comes with a promise from us to help save the Indonesian rainforest whenever you use your think credit card.

Look what you get with this credit card:

12.9% APR typical/variable
7% pa on balance transfers† for 6 months from the date of each balance transfer
7% pa on purchases from our ethical partners for 6 months after each purchase** - 12.9% APR typical / variable
Up to 59 days interest free credit*
No annual fee
Help protect 1/3 of an acre of Indonesian rainforest for 100 years the very first time you use your think credit card.
For every £100 spent on your card we’ll donate 25p to RSPB’s Indonesian Rainforest project
Manage your credit card account online with our secure online banking
24/7 UK call centre
This credit card is provided by The Co-operative Bank, still the only UK high street bank to have a customer-led Ethical Policy
We’ll donate 1.25p to deserving causes for every £100 you spend – at no extra cost to you.

Plus optional credit card protection plan

Your application checklist:

To apply for a think credit card you must:

be a UK resident
be aged 21 years or over
have a gross annual income of £10,000 or more.

Or call 0800 995000

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Please read...
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Terms and conditions (Opens as a PDF 0.5Mb)
Terms of use (Opens as a PDF 0.3Mb)
Summary box (Opens as a PDF 0.1Mb)
Credit card protection plan (Opens as a PDF 0.2Mb)

*Providing that you pay the full outstanding balance each month by the due date.

^**There is a limit of 50 transactions at 7% pa on your account at any one time. If that limit is exceeded, subsequent transactions will attract the standard rate of 12.9% APR typical/variable. As items are paid off or revert to the standard rate, new transactions with our ethical partners or balance transfers will attract the 7% pa rate.

^†Excludes balance transfers from other credit cards issued by The Co-operative Bank plc.

The Royal Society for the Protection of Birds (RSPB) is a registered charity: England and Wales no 207076 Scotland no SC037654.

The Financial Services Authority's tools can help you with budgeting, borrowing and planning for the future: Try their Financial Healthcheck or Debt Test. For help with choosing the best credit card for you, visit: www.choosingandusing.co.uk

For help with budgeting, understanding credit and managing your credit card visit
Visa Europe's Better Money Skills website.