Platinum Fixed Rate credit card
Or call 0800 995000
Platinum Fixed Rate credit card - rate fixed for 5 years
With our Platinum Fixed Rate credit card comes the reassurance that the low 9.9% APR typical/variable rate will remain fixed for 5 years and applies to all your purchases and balance transfers*. (After 5 years the rate becomes variable). For such a great fixed rate credit card you might think there’s an annual fee to pay – there isn’t.
Look what you get with this credit card:
- 9.9% APR typical/variable
- Low rate fixed for 5 years
- No annual fee
- Up to 46 days interest free credit if balance paid in full by due date
- Manage your credit card account online with our secure online banking
- 24/7 UK call centre
- Free 90 day Purchase Protection Insurance†
- Emergency cash and card replacement service
- 24 hour medical and legal assistance overseas
- Up to £100,000 free Travel Accident Insurance† when you use your card to pay for tickets
- Exclusive Platinum Travelclub benefits.†
- This credit card is provided by The Co-operative Bank, which is still the only UK high street bank to have a customer-led Ethical Policy
- We’ll donate 1.25p to deserving causes for every £100 you spend – at no extra cost to you.
Plus optional credit card protection plan
Your application checklist:
To apply for a Platinum Fixed Rate credit card you must:
- be a UK resident
- be aged 25 years or over
- have a gross annual income of £25,000 or more
- be an existing credit card holder.
Or call 0800 995000
Please read...
(These will open in new windows)
- Terms and conditions (Opens as a PDF 0.1Mb)
- Summary box (Opens as a PDF 0.1Mb)
- Credit card protection plan (Opens as a PDF 0.2Mb)
* Offer excludes balance transfers from other credit cards issued by the Bank.
† Terms and Conditions apply
The Financial Services Authority's tools can help you with budgeting, borrowing and planning for the future: Try their Financial Healthcheck or Debt Test.
For help with choosing the best credit card for you, visit: www.choosingandusing.co.uk
For help with budgeting, understanding credit and managing your credit card visit
Visa Europe's Better Money Skills website.
