Platinum Fixed Rate credit card

Or call 0800 995000

Platinum Fixed Rate credit card - rate fixed for 5 years

9.9% APR typical/variable This is not an introductory offer. It’s fixed like that for 5 whole years.

With our Platinum Fixed Rate credit card comes the reassurance that the low 9.9% APR typical/variable rate will remain fixed for 5 years and applies to all your purchases and balance transfers*. (After 5 years the rate becomes variable). For such a great fixed rate credit card you might think there’s an annual fee to pay – there isn’t.

Look what you get with this credit card:

  • 9.9% APR typical/variable
  • Low rate fixed for 5 years
  • No annual fee
  • Up to 46 days interest free credit if balance paid in full by due date
  • Manage your credit card account online with our secure online banking
  • 24/7 UK call centre
  • Free 90 day Purchase Protection Insurance
  • Emergency cash and card replacement service
  • 24 hour medical and legal assistance overseas
  • Up to £100,000 free Travel Accident Insurance† when you use your card to pay for tickets
  • Exclusive Platinum Travelclub benefits.†
  • This credit card is provided by The Co-operative Bank, which is still the only UK high street bank to have a customer-led Ethical Policy
  • We’ll donate 1.25p to deserving causes for every £100 you spend – at no extra cost to you.

Plus optional credit card protection plan

Your application checklist:

To apply for a Platinum Fixed Rate credit card you must:

  • be a UK resident
  • be aged 25 years or over
  • have a gross annual income of £25,000 or more
  • be an existing credit card holder.

Or call 0800 995000

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* Offer excludes balance transfers from other credit cards issued by the Bank.

† Terms and Conditions apply

The Financial Services Authority's tools can help you with budgeting, borrowing and planning for the future: Try their Financial Healthcheck or Debt Test.

For help with choosing the best credit card for you, visit: www.choosingandusing.co.uk

For help with budgeting, understanding credit and managing your credit card visit
Visa Europe's Better Money Skills website.

How to apply

  • 0800 995000
    Call charges
  • Local branch