Personal loan

Apply for a loan from The Co-operative Bank and you'll pay a great low rate.
Rates at just 8.9% APR typical on loans of £7,500 to £14,950.

  • fixed rate of 8.9% APR typical for the duration of the loan when borrowing between £7,500 - £14,950
  • spread the payments over 1-7 years
  • no arrangement fee
  • make no repayments for three months, exclusive to current account holders*
  • We also offer loans for other amounts, please click on the ‘Apply now’ button below to find out more.

It's your money...

You can be certain that the money you borrow has not come from the profits of unnecessary pollution, human rights abuses or any other activity which conflicts with our strict ethical policy.

Please read the following documentation (these will open as PDFs in new windows)

The Financial Services Authority's tools can help you with budgeting, borrowing and planning for the future: Try their Financial Healthcheck or Debt Test.

*Three month repayment holiday offer only available to personal current account customers who have held their account for 7 months or more. If repayment holiday is taken, subsequent payments will be slightly higher. Interest will still accrue during the repayment holiday.

How to apply