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Compare the great benefits of our current accounts

Here’s a quick guide highlighting differences between the bank accounts we offer, giving you the chance to compare current accounts and decide which account meets your financial needs.

Benefits Privilege Premier
current account


Privilege
current account


Current Account
Plus


Current account


Cashminder

To apply call
0845 602 7057
Monthly subscription fee £13 £9.50 FREE FREE FREE
Includes benefits worth Over £800 Over £600      
Debit card yes yes yes yes yes
24/7 phone and online banking yes yes yes yes yes
Cheque book yes yes yes yes  
Regular statements yes yes yes yes yes
Overdraft available yes yes yes yes  
Automatic fee-free overdraft £300 £200 £200    
Automatic interest-free overdraft £300 £200      
Linked savings account yes yes yes    
Motor breakdown cover yes        
Mobile phone insurance yes yes      
Travel insurance yes yes      
Free legal advice yes yes      
Benefits bundles yes yes      
Exclusive no application fee 3yr Tracker mortgage yes yes      
0.5% off a loan from The Co-operative Bank giving you a rate of 8.4% APR Typical yes yes      

Note: there’s no direct comparison possible with children, student or offshore accounts.

On loans of £7,500 to £14,950.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The Co-operative Bank is a member of the Financial Services Compensation Scheme (FSCS), which would pay compensation to eligible customers in the unlikely event of the Bank becoming insolvent. Find out more.