Fixed Term Deposit
A safe investment with guaranteed fixed returns
Lump sum to invest? Our Fixed Term Deposit offers a low-risk way of saving while guaranteeing fixed returns on your investment
A choice of 1, 2 or 3 year terms
The Fixed Term Deposit account offers you:
- fixed rates guaranteed for the term of your deposit
- the option for interest to be paid on maturity, or monthly into another bank account
- the choice of 1, 2 or 3 year terms
- deposits from £2,000 to £1,000,000
- a safe home for your savings.
You can enjoy your interest as a regular monthly income or leave it to accumulate and reap the benefit at maturity - it's up to you. View our current interest rates.
Peace of Mind
At The Co-operative Bank, we ask our customers where they want us to invest their money - and where they don't. Your money will never be used to support regimes that abuse human rights; while, on the positive side, it will always be invested according to sound environmental principles.
Please read...
(These will open in new windows)
- Terms and Conditions (PDF - 0.1Mb)
- Application Form (PDF - 0.1Mb)
- Summary box (PDF - 0.1Mb)
The Co-operative Bank is a member of the Financial Services Compensation Scheme (FSCS), which would pay compensation to eligible customers in the unlikely event of the Bank becoming insolvent. Find out more.
Gross rate means the contractual rate of interest paid before deduction of income tax at the rate specified by law.
Net is the rate of interest that would be payable after allowing for the deduction of income tax at the rate specified by law.
AER means the Annual Equivalent Rate and illustrates the contractual rate of interest as if paid and compounded each year.
The term of your account is fixed for the period of investment selected by you on your application form. You cannot withdraw your money for the term of the account.
