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Shelter charity credit card

Helping families build a better future

How can you help?

  • Shelter receives £20 the first time you use your Shelter credit card – this could help benefit the homeless and badly housed people.
  • Shelter receives 25p for every £100 you spend using the card and 25p for every £100 you transfer to the card.
  • Plus you’ll benefit from a 5% discount on a wide range of holidays purchased through the Co-operative Travel with your Co-operative Bank credit card.
Shelter Flat Rate Card

Shelter Flat Rate card

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To apply you must:

  • be aged 18 years or over
  • have an annual income of £10,000 or more
  • be a UK resident
  • A standard rate of 12.9% APR representative / variable for purchases, balance transfers* and cash withdrawals
  • no annual fee
  • no fee for cash withdrawals
  • Up to 56 days interest free credit if the balance is paid in full by due date
  • up to £25,000 free travel accident cover†

Representative example

The advance of credit of £1,200 at an interest rate of 12.9% variable per annum will result in a rate of 12.9% APR representative / variable.

 

download pdf

Please read the following documentation (These will open as PDFs in new windows).

Shelter is a registered charity No. 263710.

* Offer excludes balance transfers from other credit cards issued by the Bank.
**If you repay the balance in full by the due date.
†Terms and conditions apply.

Calls may be monitored/recorded for security/training purposes.

 

The Money Advice Service tools can help you with budgeting, borrowing and planning for the future: Try their Financial Healthcheck or Debt Test.

How to apply