First time buyers
Looking for the right mortgage to help you with your first step on the property ladder can appear daunting, but rest assured The Co-operative Bank could help.
With a range of new and innovative mortgages to suit all kinds of budgets, there really is something for everybody.
All of our mortgages are available to first time buyers, take a look at our complete range:
- Fixed rate: Plan ahead with rates fixed up to 10 years. Up to 10% deposit options now available. More information.
- Tracker rate: Your monthly repayments will be updated in line with the Bank of England Base Rate with our tracker mortgages. Up to 15% deposit options now available. More information.
- Parents as guarantor: If you have a close family relative who is able to guarantee your mortgage payments we could help you borrow more than your standard income multiple may allow. More information.
For more information about buying your first property, please view our guide for first time buyers (PDF 0.3MB).
Call us on 08000 288 288 (Call charges) to find out more about our award winning mortgages.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.


