Skip to main navigation Skip to main content Skip to footer content

Previous issues

For more information on previous issues of a Balanced Savings Plans, please select the issue below.

How is my interest calculated

2008
Issue 27

2007
Issue 25
Issue 24
Issue 23

2006
Issue 22
Issue 21
Issue 20

2005
Issue 19

Balanced Savings Plan Issue 27 Summary

Product Balanced Savings Plan
Channel Co-operative Insurance Financial Adviser and Branch Network
Product Structure Investment is split between a Fixed Term Deposit and a Guaranteed Savings Bond (Issue 27)
Offer period 28th April 2008 – 27th June 2008
Fixed Term Deposit 6.25% Gross / AER – Matures in 12 months
Guaranteed Savings Bond (Issue 27)
Fixed term
80% of any average rise in the FTSE 100 Index
11th July 2008 (start date) – 11th July 2013
Index start level* FTSE 100 as at 11th July 2008 5261.6
Investment Minimum deposit £3,000. Maximum deposit £1,000,000. Original deposit is split equally between the two accounts.
Withdrawals Not permitted

Terms and conditions

Balanced Savings Plan Issue 25 Summary

Product Balanced Savings Plan
Channel Co-operative Insurance Financial Adviser and Branch Network
Product Structure Investment is split between a Fixed Term Deposit and a Guaranteed Savings Bond (Issue 25)
Offer period 28th August 2007 - 19th October 2007
Fixed Term Deposit 6.75% gross/AER-Matures in 12 months
Guaranteed Savings Bond (Issue 25) Fixed term: 20% gross (3.71% gross/AER) or 50% of any average rise in the FTSE 100 Index, whichever is greater. 2nd November 2007 (start date*) - 2nd November 2012
Index/ Indices & start level/s * FTSE 100 (http://www.ftse.com/index.jsp) - 6,530.60
Total investment Minimum deposit £3,000. Maximum deposit £1,000,000. Original deposit is split equally between the two accounts.
Withdrawals Not permitted

Terms and conditions

Balanced Savings Plan Issue 24 Summary

Product Balanced Savings Plan
Channel Co-operative Insurance Financial Adviser
Product Structure Investment is split between a Fixed Term Deposit and a Guaranteed Savings Bond (Issue 24)
Offer period 23rd April 2007 - 15th June 2007
Fixed Term Deposit 6.75% gross/AER-Matures in 12 months
Guaranteed Savings Bond (Issue 24) Fixed term: 85% of any average rise in the FTSE 100 Index 29th June 2007 (start date*) - 29th June 2012
Index/ Indices & start level/s * FTSE 100 (http://www.ftse.com/index.jsp) - 6,607.90
Total investment Minimum deposit £3,000. Maximum deposit £1,000,000. Original deposit is split equally between the two accounts.
Withdrawals Not permitted

Terms and conditions

Balanced Savings Plan Issue 23 Summary

Product Balanced Savings Plan
Channel Co-operative Insurance Financial Adviser
Product Structure Investment is split between a Fixed Term Deposit and a Guaranteed Savings Bond (Issue 23)
Offer period 29th January 2007 - 23rd March 2007
Fixed Term Deposit 6.75% gross/AER-Matures in 12 months
Guaranteed Savings Bond (Issue 23) Fixed term: 75% of any average rise in the FTSE 100 Index 10th April 2007 (start date*) - 10th April 2012
Index/ Indices & start level/s * FTSE 100 (http://www.ftse.com/index.jsp) - 6,417.8
Total investment Minimum deposit £3,000. Maximum deposit £1,000,000. Original deposit is split equally between the two accounts.
Withdrawals Not permitted

Terms and conditions

Balanced Savings Plan Issue 22 Summary

Product Balanced Savings Plan
Channel Co-operative Insurance Financial Adviser
Product Structure Investment is split between a Fixed Term Deposit and a Guaranteed Savings Bond (Issue 22)
Offer period 25th September 2006 - 17th November 2006
Fixed Term Deposit 6.75% gross/AER-Matures in 12 months
Guaranteed Savings Bond (Issue 22) Fixed term: 85% of any average rise in the FTSE 100 Index, Nikkei 225 & SMI 1st December 2006 (start date*) - 1st December 2011
Index/ Indices & start level/s * FTSE 100 (ftse.com) - 6,021.5
Nikkei 225 ( nni.nikkei.co.jp) - 16,321.78
SMI (swx.com) - 8,420.33
Total investment Minimum deposit £3,000. Maximum deposit £1,000,000. Original deposit is split equally between the two accounts.
Withdrawals Not permitted

Terms and conditions

Balanced Savings Plan Issue 21 Summary

Product Balanced Savings Plan
Channel Co-operative Insurance Financial Adviser
Product Structure Investment is split between a Fixed Term Deposit and a Guaranteed Savings Bond (Issue 21)
Offer period 24th April 2006 - 9th June 2006
Fixed Term Deposit 6% gross/AER-Matures in 12 months
Guaranteed Savings Bond (Issue 21) Fixed term: 70% of any average rise in the FTSE 100 index, Nikkei 225 & SMI 16th June 2006 (start date*) - 16th June 2011
Index/ Indices & start level/s * FTSE 100 (ftse.com) - 5,597.4
Nikkei 225 ( nni.nikkei.co.jp) - 14,879.34
SMI (swx.com) - 7,294.55
Total investment Minimum deposit £3,000. Maximum deposit £1,000,000. Original deposit is split equally between the two accounts.
Withdrawals Not permitted

Terms and conditions

Balanced Savings Plan Issue 20 Summary

Product Balanced Savings Plan
Channel Co-operative Bank
Product Structure Investment is split between a Fixed Term Deposit and a Guaranteed Savings Bond (Issue 20)
Offer period 30th January 2006 - 24th March 2006
Fixed Term Deposit 6% gross/AER-Matures in 12 months
Guaranteed Savings Bond (Issue 20) Fixed term: 70% of any rise in the FTSE 100 index, Nikkei 225 & DJ Euro Stoxx 50 7th April 2006 (start date*) - 7th April 2011
Index/ Indices & start level/s * FTSE 100 (ftse.com) - 6,026.10
Nikkei 225 (nni.nikkei.co.jp) - 17,563.37
DJ Euro Stoxx 50 (stoxx.com) - 3,823.11
Total investment Minimum deposit £3,000. Maximum deposit £1,000,000. Original deposit is split equally between the two accounts.
Withdrawals Not permitted

Terms and conditions

Balanced Savings Plan Issue 19 Summary

Product Balanced Savings Plan
Channel CIS Financial Adviser
Product Structure Investment is split between a Fixed Term Deposit and a Guaranteed Savings Bond (Issue 19)
Offer period 5th September 2005 - 28th October 2005
Fixed Term Deposit 6% gross/AER-Matures in 12 months
Guaranteed Savings Bond (Issue 19) Fixed term: 70% of any average rise in the FTSE 100 index, Nikkei 225 & DJ Euro Stoxx 50 4th November 2005 (start date*) - 4th November 2010
Index/ Indices & start level/s * FTSE 100 (ftse.com) - 5,423.60
Nikkei 225 ( nni.nikkei.co.jp) - 14,075.96
DJ Euro Stoxx 50 (stoxx.com) - 3,355.28
Total investment Minimum deposit £3,000. Maximum deposit £1,000,000. Original deposit is split equally between the two accounts.
Withdrawals Not permitted

* This is the date that your Bond is issued on and it acts as the ‘start date’ for the fixed term period. On this date, at the close of business, we record the level of the Index/ indices that the bond is linked to. This reading is known as the start level.

Terms and conditions