Savings Accounts
Previous Interest Rates
Rates correct as at 30th November 2011 but are subject to variation (current Bank of England Base rate is 0.50%)
The following sum shows how interest is calculated: Daily Cleared Balance x Gross Annual Rate / 36500 = Daily Gross Interest
Current interest rates can be found in the
Current Interest Rates page.
Cash ISA
Effective from 11th March 2010
| Gross % | AER% | Net% | Interest Credited | |
|---|---|---|---|---|
| £1+ | 0.50 | 0.50 | - | Interest paid annually on 5th April |
Cash ISA
Effective from 9th February 2009
| Gross % | AER% | Net% | Interest Credited | |
|---|---|---|---|---|
| £1+ | 1.00 | 1.00 | - | Interest paid annually on 5th April |
Cash ISA
Effective from 14th January 2009
| Gross % | AER% | Net% | Interest Credited | |
|---|---|---|---|---|
| £1+ | 1.50 | 1.50 | - | Interest paid annually on 5th April |
Cash ISA
Effective from 8th December 2008
| Gross % | AER% | Net% | Interest Credited | |
|---|---|---|---|---|
| £1 - £2,999 | 1.75 | 1.75 | - | Interest paid annually on 5th April |
| £3,000 - £5,999 | 1.75 | 1.75 | - | |
| £6,000 - £8,999 |
1.75 | 1.75 | - | |
| £9,000 - £14,999 |
1.75 | 1.75 | - | |
| £15,000+ |
1.75 | 1.75 | - |
Cash ISA
Effective from 20th November 2008
| Gross % | AER% | Net% | Interest Credited | |
|---|---|---|---|---|
| £1 - £2,999 | 2.75 | 2.75 | - | Interest paid annually on 5th April |
| £3,000 - £5,999 | 2.75 | 2.75 | - | |
| £6,000 - £8,999 |
2.75 | 2.75 | - | |
| £9,000 - £14,999 |
2.75 | 2.75 | - | |
| £15,000+ |
2.75 | 2.75 | - |
Cash ISA
Effective from 9th October 2008
| Gross % | AER% | Net% | Interest Credited | |
|---|---|---|---|---|
| £1 - £2,999 | 4.25 | 4.25 | - | Interest paid annually on 5th April |
| £3,000 - £5,999 | 4.25 | 4.25 | - | |
| £6,000 - £8,999 |
4.25 | 4.25 | - | |
| £9,000 - £14,999 |
4.25 | 4.25 | - | |
| £15,000+ |
4.25 | 4.25 | - |
Cash ISA
Effective from 25th April 2008
| Gross % | AER% | Net% | Interest Credited | |
|---|---|---|---|---|
| £1 - £2,999 | 4.75 | 4.75 | - | Interest paid annually on 5th April |
| £3,000 - £5,999 | 4.75 | 4.75 | - | |
| £6,000 - £8,999 |
4.75 | 4.75 | - | |
| £9,000 - £14,999 |
4.75 | 4.75 | - | |
| £15,000+ |
4.75 | 4.75 | - |
Cash ISA
Effective from 22nd February 2008
| Gross % | AER% | Net% | Interest Credited | |
|---|---|---|---|---|
| £1 - £2,999 | 5.00 | 5.00 | - | Interest paid annually on 5th April |
| £3,000 - £5,999 | 5.00 | 5.00 | - | |
| £6,000 - £8,999 | 5.00 | 5.00 | - | |
| £9,000 - £14,999 | 5.00 | 5.00 | - | |
| £15,000+ | 5.00 | 5.00 | - |
Cash ISA
Effective from 21st December 2007
| Gross % | AER% | Net% | Interest Credited | |
|---|---|---|---|---|
| £1 - £2,999 | 5.12 | 5.12 | - | Interest paid annually on 5th April |
| £3,000 - £5,999 | 5.12 | 5.12 | - | |
| £6,000 - £8,999 |
5.12 | 5.12 | - | |
| £9,000 - £14,999 |
5.12 | 5.12 | - | |
| £15,000+ |
5.25 | 5.25 | - |
Cash ISA
Effective from 8th June 2007
| Gross % | AER% | Net% | Interest Credited | |
|---|---|---|---|---|
| £1 - £2,999 | 5.00 | 5.00 | - | Interest paid annually on 5th April |
| £3,000 - £5,999 | 5.00 | 5.00 | - | |
| £6,000 - £8,999 |
5.00 | 5.00 | - | |
| £9,000 - £14,999 |
5.00 | 5.00 | - | |
| £15,000+ |
5.25 | 5.25 | - |
Cash ISA
Effective from 2nd February 2007
| Gross % | AER% | Net% | Interest Credited | |
|---|---|---|---|---|
| £1 - £2,999 | 4.75 | 4.75 | - | Interest paid annually on 5th April |
| £3,000 - £5,999 | 4.75 | 4.75 | - | |
| £6,000 - £8,999 |
4.75 | 4.75 | - | |
| £9,000 - £14,999 |
4.75 | 4.75 | - | |
| £15,000+ |
5.00 | 5.00 | - |
Cash ISA
Effective from 1st December 2006
| Gross % | AER% | Net% | Interest Credited | |
|---|---|---|---|---|
| £1 - £2,999 | 3.75 | 3.75 | - | Interest paid annually on 5th April |
| £ 3,000 - £5,999 | 4.00 | 4.00 | - | |
| £ 6,000 - £8,999 |
4.50 | 4.50 | - | |
| £ 9,000 - £14,999 |
4.65 | 4.65 | - | |
| £ 15,000+ |
4.75 | 4.75 | - |
Cash ISA
Effective from 1st September 2006
| Gross % | AER% | Net% | Interest Credited | |
|---|---|---|---|---|
| £1 - £2,999 | 3.68 | 3.68 | - | Interest paid annually on 5th April |
| £ 3,000 - £5,999 | 3.93 | 3.93 | - | |
| £ 6,000 - £8,999 |
4.43 | 4.43 | - | |
| £ 9,000 - £14,999 |
4.65 | 4.65 | - | |
| £ 15,000+ |
4.75 | 4.75 | - |
Cash ISA
Effective from 10th July 2006
| Gross % | AER% | Net% | Interest Credited | |
|---|---|---|---|---|
| £1 - £2,999 | 3.43 | 3.43 | - | Interest paid annually on 5th April |
| £3,000 - £5,999 | 3.68 | 3.68 | - | |
| £6,000 - £8,999 | 4.18 | 4.18 | - | |
| £9,000 - £14,999 | 4.40 | 4.40 | - | |
| £15,000+ |
4.56 | 4.56 | - |
Cash ISA
Effective from 4th August 2005
| Gross % | AER% | Net% | Interest Credited | |
|---|---|---|---|---|
| £1 - £2,999 | 3.43 | 3.43 | - | Interest paid annually on 5th April |
| £3,000 - £5,999 | 3.68 | 3.68 | - | |
| £6,000 - £8,999 | 4.18 | 4.18 | - | |
| £9,000 - £14,999 | 4.40 | 4.40 | - | |
| £15,000+ | 4.65 | 4.65 | - |
Cash ISA
Effective from 1st September 2004
| Gross % | AER% | Net% | Interest Credited | |
|---|---|---|---|---|
| £1 - £2,999 | 3.75 | 3.75 | - | Yearly |
| £3,000 - £5,999 | 4.00 | 4.00 | - | |
| £6,000 - £8,999 | 4.50 | 4.50 | - | |
| £9,000 - £14,999 | 4.75 | 4.75 | - | |
| £15,000+ | 5.00 | 5.00 | - |
Cash ISA
Effective from 8th December 2003
| Gross % | AER% | Net% | Interest Credited | |
|---|---|---|---|---|
| £1 - £2,999 | 2.75 | - | - | Yearly |
| £3,000 - £5,999 | 3.00 | - | - | |
| £6,000 - £8,999 | 3.50 | - | - | |
| £9,000 - £14,999 | 3.75 | - | - | |
| £15,000+ | 4.00 | - | - |
Cash ISA
Effective from 28th July 2003
| Gross % | AER% | Net% | Interest Credited | |
|---|---|---|---|---|
| £1 - £2,999 | 2.75 | - | - | Yearly |
| £3,000 - £5,999 | 3.00 | - | - | |
| £6,000 - £8,999 | 3.25 | - | - | |
| £9,000 - £14,999 | 3.37 | - | - | |
| £15,000+ | 3.75 | - | - |
Cash ISA
Effective from 10th February 2003
| Gross % | AER% | Net% | Interest Credited | |
|---|---|---|---|---|
| £1 - £2,999 | 3.00 |
- | - | Yearly |
| £3,000 - £5,999 | 3.25 | - | - | |
| £6,000 - £8,999 | 3.50 | - | - | |
| £9,000 - £14,999 | 3.62 | - | - | |
| £15,000+ | 4.00 | - | - |
Cash ISA
Effective from 8th November 2001
| Gross % | AER% | Net% | Interest Credited | |
|---|---|---|---|---|
| £1 - £2,999 | 3.25 |
- | - | Yearly |
| £3,000 - £5,999 | 3.50 | - | - | |
| £6,000 - £8,999 | 3.75 | - | - | |
| £9,000 - £14,999 | 4.00 | - | - | |
| £15,000+ | 4.25 | - | - |
Cash ISA
Effective from 8th October 2001
| Gross % | AER% | Net% | Interest Credited | |
|---|---|---|---|---|
| £1 - £2,999 | 3.75 |
- | - | Yearly |
| £3,000 - £5,999 | 4.00 | - | - | |
| £6,000 - £8,999 | 4.25 | - | - | |
| £9,000 - £14,999 | 4.46 | - | - | |
| £15,000+ | 4.75 | - | - |
Cash ISA
Effective from 24th September 2001
| Gross % | AER% | Net% | Interest Credited | |
|---|---|---|---|---|
| £1 - £2,999 | 4.00 | - | - | Yearly |
| £3,000 - £5,999 | 4.25 | - | - | |
| £6,000 - £8,999 | 4.50 | - | - | |
| £9,000 - £14,999 | 4.75 | - | - | |
| £15,000+ | 5.25 | - | - |
Cash ISA
Effective from 9th August 2001
| Gross % | AER% | Net% | Interest Credited | |
|---|---|---|---|---|
| £1 - £2,999 | 4.25 | - | - | Yearly |
| £3,000 - £5,999 | 4.50 | - | - | |
| £6,000 - £8,999 | 4.75 | - | - | |
| £9,000 - £14,999 | 5.00 | - | - | |
| £15,000+ | 5.50 | - | - |
Cash ISA
Effective from 16th May 2001
| Gross % | AER% | Net% | Interest Credited | |
|---|---|---|---|---|
| £1 - £2,999 | 4.75 | - | - | Yearly |
| £3,000 - £5,999 | 4.87 | - | - | |
| £6,000 - £8,999 | 5.00 | - | - | |
| £9,000 - £14,999 | 5.25 | - | - | |
| £15,000+ | 5.75 | - | - |
Cash ISA
Effective from 10th April 2001
| Gross % | AER% | Net% | Interest Credited | |
|---|---|---|---|---|
| £1 - £2,999 | 5.00 |
- | - | Yearly |
| £3,000 - £5,999 | 5.15 | - | - | |
| £6,000 - £8,999 | 5.28 | - | - | |
| £9,000 - £14,999 | 5.50 | - | - | |
| £15,000+ | 6.00 | - | - |
Cash ISA
Effective from 13th November 2000
| Gross % | AER% | Net% | Interest Credited | |
|---|---|---|---|---|
| £1 - £2,999 | 5.37 | - | - | Yearly |
| £3,000 - £5,999 | 5.62 | - | - | |
| £6,000+ | 5.84 | - | - |
Cash ISA
Effective from 29th February 2000
| Gross % | AER% | Net% | Interest Credited | |
|---|---|---|---|---|
| £1 - £2,999 | 5.75 | - | - | Yearly |
| £1,000+ | 6.00 | - | - |
Cash ISA
Effective from 6th April 1999
| Gross % | AER% | Net% | Interest Credited | |
|---|---|---|---|---|
| £1+ | 5.50 | - | - | Yearly |
