You can bank over the phone whenever you need, view your account, make payments and transfer funds online. You can also withdraw cash free at most Co-operative Bank and LINK cash machines. (Using some cash machines in the UK and abroad will incur a small charge.)
Current account
Or call 08000 284 284
Our standard current account is anything but ‘standard’
Our current account at a glance:
- Secure online banking
- Exclusive mortgage deals
- UK call centres open 24/7
- Cheque book
- Debit card
- FREE cash withdrawals in UK*
- Regular statements
- Standing order and Direct Debit facility
- Option to apply for an overdraft
- Joint accounts available
- No monthly subscription charge
- There are no charges for normal banking services as long as you do not go overdrawn. However, we do make a charge for certain other services including overdraft services.
Or call 08000 284 284
Open your new account today
Switching is hassle-free. You can open both accounts online in minutes using our 6-step application process. Once your account has been opened, you will receive a welcome pack which will contain a switching form for you to complete. Our dedicated switching team will take care of your direct debits and standing orders with no disruptions to your transactions. Find out more about switching, alternatively call 0800 434 300 or visit your local branch.
Please read these documents before applying:
(These will open as PDFs in new windows).
- Terms and Conditions (PDF – 0.2Mb)
- Account Charges (PDF - 0.1Mb)
Important information for non-UK mainland residents
The Co-operative Bank is a member of the Financial Services Compensation Scheme (FSCS), which would pay compensation to eligible customers in the unlikely event of the Bank becoming insolvent. Find out more.
*At most Co-operative Bank and LINK cash machines. (Using some cash machines in the UK and abroad will incur a small charge.)



