Current accounts
Whichever current account you choose, it’s easy to switch with confidence to The Co-operative Bank - and if you're not completely satisfied with our switching service, we'll give you £50.*
Choose from the current accounts below or find the right account for you with our Current Account Chooser.
Privilege Premier
current account
- UK and European motor breakdown cover
- Worldwide family travel insurance
- Mobile phone insurance - for up to 4 handsets
- An automatic £300 interest and fee-free overdraft
- Privilege Premier Savings account for the life of your Privlege Premier current account
- Exclusive credit card rate of 11.9% APR typical/variable
(subject to application)** - 20% discount on home insurance provided by The Co-operative Insurance
- Exclusive mortgage deals
- Smartsave discount card
- Choice of one additional benefit bundle package
Privilege
current account
- Worldwide family travel insurance
- Mobile phone insurance - for up to 4 handsets
- An automatic £200 interest and fee-free overdraft
- Privilege Savings account for the life of your Privilege current account
- Exclusive credit card rate of 11.9% APR typical/variable
(subject to application)** - 20% discount on home insurance provided by The Co-operative Insurance
- Exclusive mortgage deals
- Smartsave discount card
- Choice of one additional benefit bundle package
Current Account
Plus
- Fee-free £200 overdraft
- Linked Savings account
- Chequebook and debit card
- Exclusive credit card rate of 11.9% APR typical/variable
(subject to application)** - Exclusive mortgage deals
- For customers who pay in at least £800 per month
Standard current
account
- Optional overdraft facility
- Chequebook and debit card
- Exclusive mortgage deals
Cashminder
- Debit card
- No overdraft facility
Find out more about Cashminder
Existing customersCompare our current accounts Upgrades for existing customers
Our range of current accounts also includes...
The Co-operative Bank is a member of the Financial Services Compensation Scheme (FSCS), which would pay compensation to eligible customers in the unlikely event of the Bank becoming insolvent. Find out more.
* Our satisfaction guarantee is only available to customers who have applied for a current account, Current Account Plus, Privilege and Privilege Premier current account between 01/05/10 and 15/09/10. You must use our dedicated Switching Service and have started the switching process by 15/11/10 to qualify. The £50 payment will only be paid if we make an error setting up a direct debit/standing order which results in you incurring charges; make an administrative mistake which results in you incurring charges; fail to set up a requested overdraft facility which results in you incurring charges.We will only make one £50 payment, for each account opened. This offer cannot be claimed in conjunction with any other service guarantee offer.
** If you have a Privilege, Privilege Premier or Current Account Plus account you will be eligible for preferential clear card rate of 11.9% APR typical/variable. If you downgrade to our Current Account or close any of these accounts, your interest rate will revert to our standard rate of 12.9% for any transactions. Your interest rate will be applied on your statement date and this increased rate of interest will apply to any transactions made in that month.
