Smart Saver

Immediate access wherever you are

  • opened for as little as £1 (maximum £1,000,000)
  • pays the same rate of interest on every penny in your account
  • interest accrues daily and is paid annually
  • and money isn't the only thing that you'll be saving - we are the only UK high street bank with a customer-led Ethical Policy.

Important information for non-UK mainland residents

Further information

how do I take money out?

  • online transfer
  • electronic transfer by telephone
  • cheque by telephone banking
  • over the counter
  • LINK cash machine up to £250 a day.

how do I pay money in?

  • online transfer
  • standing order
  • direct transfer from another Co-operative Bank account or another bank account
  • at any Co-operative Bank branch
  • by sending a cheque through the post
  • by cheque at any Post Office™ branch.
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Please read...

Gross is the annual rate of interest which is paid without the deduction of lower rate tax to eligible individuals and certain organisations.

AER - Annual Equivalent Rate - is a notional rate calculated as if the gross rate was paid and compounded on an annual basis.

Interest rates are subject to variation.

How to apply

  • 0800 731 7436
    Call charges
  • Local branch
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