Personal loan
Apply for a loan from The Co-operative Bank and you'll pay a great low rate.
Rates at just 7.9% APR representative on loans of £7,500 to £14,950
- Fixed rate of 7.9% APR representative for the duration of the loan when borrowing between £7,500 to £14,950.
- Spread the payments over 1-7 years.
- No arrangement fee.
- If you’re a Co-operative member or current account customer and are looking for a loan, please view our loan rates for existing current account customers.
- Other loan amounts are available on request, please contact our UK based dedicated customer service team on 0800 34 64 94 to find out more.
It's your money...
You can be certain that the money you borrow has not come from the profits of unnecessary pollution, human rights abuses or any other activity which conflicts with our strict ethical policy.
Please read the following documentation (these will open as PDFs in new windows)
- Terms & conditions (PDF - 0.1Mb)
- Summary box (PDF - 0.7Mb)
The Money Advice Service tools can help you with budgeting, borrowing and planning for the future: Try their Financial Healthcheck or Debt Test.
The Co-operative Bank reserves the right to decline any application or offer a loan at a rate that differs from those advertised.
Applicants must be UK residents, aged between 23 and 69, have a minimum annual income of £10,000 and either be a homeowner or hold a debit/credit card.


