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The Co-operative Bank*
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Social Responsibility |  Indicators |  Partnership Report 2002 |  Our Performance |  Home
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Introduction
Ethical Policy
Finance: Ethical and Ecological Screening
Suppliers: Ethical and Ecological Screening
Suppliers: Attitudes Towards the Bank's Ethical and Ecological Policies
Finance: Tailored Ethical Products and Services
Diversity: Staff
Diversity: Customers >>
Health and Safety
Community

Delivering Value
Ecological Sustainability

Financial Statements 2002

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Social Responsibility : Diversity: Customers
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diversity
  1. Access to premises - disability
  2. Access to products and services - disability
Customers Staff Society

  • Continue to modify the branch network to ensure that The Co-operative Bank's premises comply with the Disability Discrimination Act's requirement to overcome physical barriers by October 2004. ACCEPTABLE PROGRESS Acceptable Progress
  • Complete implementation of the staff training programme on the Disability Discrimination Act. TARGET NOT ACHIEVED Cross
  • Evidence accessibility improvements in The Co-operative Bank and smile websites. TARGET ACHIEVED Tick
performance & commentary
Background The Disability Discrimination Act (DDA) 1995 makes discrimination on the grounds of disability unlawful in most circumstances. From October 1999, service providers, such as banks, were required to take reasonable steps to change any policies, procedures or practices which make it impossible or unreasonably difficult for disabled people to make use of their services.

Management system Chaired by Ken Lewis, Executive Director, Resources, the bank's Disability Steering Group aims to ensure that the requirements of the Act are understood and appropriate measures are introduced throughout the business. The Steering Group also liaises with the Co-operative Group's Access and Equal Opportunities Working Party, which examines best practice throughout the Co-operative movement. During 2002, the Employers' Forum on Disability ranked the bank as second in the world in terms of its commitment to disabled people, as communicated through social reporting. This 'Global Inclusion Benchmark' i sets out a 13 point check list for assessing the extent to which disability is on the corporate responsibility agenda and the extent to which organisations are truly inclusive. In addition, the United Nations Environment Programme biennial assessment of sustainability reporting ranked the bank as the world's best in terms of 'Accessibility and Assurance'.

Staff training A programme of staff training commenced in 2002. 83% of staff have now been trained on the requirements of the Disability Discrimination Act. All remaining staff will have been trained by June 2003. For further information on the bank's approach to disability and staff, follow this link for the Diversity: Staff section and follow this link for the Community section.

Premises The DDA requires that any 'removals of' or 'alterations to' physical features of buildings (e.g. providing ramped access) are completed by October 2004. 64 bank branches, covering 70% of the network, require modification to ensure they comply with the DDA. During 2002, work was completed on a further 10 branches, which means that modification is now complete on 61% of those branches requiring it. Alterations have included the installation of ramps, new counters and automated doors. The bank will modify a further 15 branches during 2003. This ongoing programme of work is on target to ensure that the bank's network will be compliant by October 2004. The bank has commissioned accessibility studies of its main office sites and will now extend its premises' modification programme to include these.

Products and services The bank's commitment to 'remote' banking via the telephone and Internet removes the physical barriers that may make it difficult for some disabled customers to access services through branches. The bank has a range of facilities available for customers. These include: induction loops and microphones in branches; Typetalk and Minicom communication with Telephone Banking and smile; and cheque book and paying in book templates. As required by the DDA, the bank offers customers the opportunity to receive any literature produced by the bank, e.g. account statements, Visa statements and marketing literature, in large print, Braille or on audio tape. 70 customers currently make use of this service.

Websites During 2002, smile improved the accessibility of its website, which now meets the W3C Level I Accessibility Guidelines ii. This helps screen-reading software, e.g. JAWS (Job Access With Speech), to read the smile website. During 2002, the Co-operative Bank Financial Advisers (CBFA) site was awarded the 'See it Right' logo by the RNIB iii for its accessible website. The Co-operative Bank's website has been redesigned and relaunched with enhanced navigation and accessibility for customers with disabilities. For example, the site has been constructed so that screen-reading software can read the site logically. Alternative text 'tags' have been provided behind all graphics, enabling screen-readers to give explanations of the graphics to the user. Users have control over their path through the site; at no point are they automatically transferred to pages within (or indeed outside) the site. In addition, customers can change the text size using a built-in feature of web browsers. This provides enhanced accessibility, particularly for blind and partially-sighted customers.
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new targets
  1. Continue to modify the bank's branch network and main offices to ensure that its premises comply with the Disability Discrimination Act's requirement to overcome physical barriers by October 2004.
    Alan Green, Operations and Compliance Property Manager/Andy Farrell, Facilities Manager
  2. Evidence accessibility improvements in the banking functions of The Co-operative Bank and smile websites.
    Mark Byrne, Head of Banking Products/Phil Garlick, Director of Operations, smile
  3. Develop and launch a Disability Policy.
    Jayne Beer, Partnership Manager/Alison Booth, Human Resources Development Manager
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Data, commentary and performance assured in accordance with AA1000as.