Accessible Reporting |  Site Map |  Feedback |  Download |  How to Join  
*
The Co-operative Bank*
*

Ecological Sustainabilty |  Indicators |  Partnership Report 2002 |  Our Performance |  Home
*
**
*
Introduction
Ecological Mission Statement
Environmental Management
Energy
Water
Persistent Bio-Accumulative Chemicals >>
Transport and Emissions to Air
Reduce, Reuse, Repair, Recycle
Paper and Printing
Land Occupied and Biodiversity Impact
Finance: Tailored Ecological Products and Services

Delivering Value
Social Responsibility

Financial Statements 2002

This site has been designed to enable visitors to change the size of the text that appears on pages by adjusting their browser settings. If the text on this page is too small: In Internet Explorer, click on 'Text size' in the 'View' menu and adjust accordingly or, in Netscape, click on 'Increase font'
*
Ecological Sustainability : Persistent Bio-Accumulative Chemicals
*
persistent bio–accumulative chemicals
  1. Toxics (Operations)
  2. CFCs/HCFCs/HFCs (Operations)
  3. PVC (Raw Materials) (Operations)
Customers Staff Suppliers Communities National

  • Reduce the emissions of organochlorine gases during 2002. TARGET ACHIEVED tick
  • Ensure that, wherever feasible, the bank's preferred ecological options are utilised for all replacement air conditioning systems. ACCEPTABLE PROGRESS Acceptable Progress
performance
Refrigerants by Type
* 1999   * 2000   * 2001   * 2002
i Data includes 17 kg housed within water coolants and vending machines.
ii Hydrocarbons, Ammonia, Lithium bromide.

Organochloride Emissions (kg)
* 1998   * 1999   * 2000   * 2001   * 2002
iii Emissions from main offices (equivalent to 96 tonnes of CO2) negated as a result of carbon offset undertaken via Climate Care (follow this link for details of the bank's carbon offset programme).

Global Warming Potential of Organochlorides in Use
iv Includes 3.472 tonnes of Halon 1301 removed from the bank's fire control systems at the end of 1998.
v Follow this link for details of all conversion factors used in this report

Plastic Cards in Circulation
* 1999   * 2000   * 2001   * 2002
commentary
Background Sixty to seventy thousand synthetic chemicals are now in regular use world-wide. A report commissioned by the US State of New Jersey found that minimal or no toxicity data existed for 66% of pesticides and their supposedly inert ingredients, 84% of cosmetic ingredients, 64% of drugs, 81% of food additives and 88-90% of commercial chemicals.i

'Toxics' screening The bank's Ecology Unit continues to screen referred supplier contracts against a range of toxic chemicals based on the OSPAR List of Chemicals for Priority Action ii, together with Bisphenol A and PVC. From 2003, this list will also be the basis for priority phase-out across the Co-operative Group, with the exception of Farmcare which has its own well developed toxicologicol screening programme. During 2002, attention focused on the bank's network of branches, which are periodically refurbished. All major interior fixtures and fittings have now been assessed. These include carpets and flooring, ceiling tiles, wallpapers, paints and cash desks. Specifications for the 'Green Branch' iii include a requirement that plastics be PVC-free and that toxic chemicals be reduced or eliminated. Ultimately, the bank's green branches will not only minimise environmental impact, but also improve the indoor air quality for staff and customers (to read about the bank's green branches follow this link). Also during 2002, in relation to the bank's main offices, toxicity reviews were undertaken of print management, customer stationery, air-conditioning refrigerants and floor and wall coverings. Progress on the bank's drive to pursue totally chlorine-free paper is described in the paper and printing section of the report.

Plastic cards Virtually all credit and debit cards in the world are made of PVC. The bank has sourced a more environmentally sound alternative based on the plastic PETG, which does not utilise highly toxic chlorine for its production. Chemicals, such as lead chromate and DEH Phthalate, have been removed from the inks of some cards. In 2001, it was agreed with the bank's card suppliers that no more orders of PVC would be placed. However, in 2002 it proved difficult to produce a specific card design on PETG, and it was felt necessary to produce a batch of 3,000 debit cards on PVC. These technical problems have since been resolved.

Safer chemicals In March 2003, the bank joined WWF and other environmental organisations to call for a more precautionary approach to chemical legislation; one which advocates phasing out chemicals known to be persistent and bio-accumulative and replacing them with safer alternatives. For an update on the campaign, follow this link.iv

Air conditioning Prior to 2000, the bank's air conditioning systems were dominated by chlorofluorocarbons (CFCs), hydrochlorofluorocarbons (HCFCs) and hydrofluorocarbons (HFCs). These organochlorines are either potent ozone depletors or greenhouse gases, and in some cases both. As air conditioning systems are replaced, systems based on water, ammonia, lithium bromide or hydrocarbons are being utilised. In all cases, the global warming and ozone depletion potential of these chemicals is substantially less than that of organochlorines. As a result, the global warming potential of the bank's air conditioning systems has reduced by 66% since 1999. All HFCs and HCFCs removed are passed to third parties for recycling. During 2002, 45 hydrocarbon systems were installed across the bank's main offices, resulting in 86.3kg of the HCFC R22 being replaced with 57.3kg of hydrocarbons. In the branch network, air-conditioning units were replaced at 15 branches, resulting in 111kg of the HCFC R22 and 1kg of the HFC R407 being replaced with 50.1kg of hydrocarbons/ammonia. During 2002, there was a slight increase in the amount of HFCs in use in bank operations. This is a temporary situation and will be rectified in 2003. In order to increase the usage of hydrocarbon split system chillers, the bank usually purchases organochlorine systems, recovers the offending gases (which are recycled) and replaces them with natural refrigerants. This is normally undertaken off-site, however, in 2002, a situation arose at Manchester Head Office where a chiller was required of such a size that off-site installation of hydrocarbons (which are flammable) would have breached transport health and safety regulations. It was therefore necessary to 'test' the systems on-site with the organochlorines in situ, prior to refrigerant replacement.

Fire control Prior to 1998, the majority of the bank's fire control systems utilised halons, potent ozone depletors. A halon replacement programme began in December 1997 and took just over one year to complete. All Halon 1301 systems were replaced with Inergen (a mixture of nitrogen, CO2 and argon, all of which naturally occur in the atmosphere). As a result, the combined global warming potential of the bank's air conditioning/fire control systems has reduced by 91% since 1998.

Emissions Emissions of organochlorine refrigerants reduced by 58% compared with 2001. According to the Intergovernmental Panel on Climate Change, the HCFC R22 has 1,700 times the global warming potential of carbon dioxide, making the described leakage equivalent to 96 tonnes of carbon dioxide. However, from 2002 onwards, the bank is committed to counter the global warming potential of any organochlorine emissions. To this end, a payment has been made to Climate Care, who, via a process of carbon offset (read more about our biodiversity impact), effectively neutralise the bank's emissions and render them as zero in terms of net global warming potential.
*
ethical and ecological value analysis
  • Annualised additional cost of switching plastic cards from PVC to PETG £9,000
  • Additional cost associated with purchase of environmentally sound air conditioning systems £45,000
  • Additional cost associated with carbon offset of air conditioning greenhouse gas emissions £600
*
new targets
  1. Reduce the emissions of organochlorine gases during 2003.
    Andy Farrell, Facilities Manager
  2. Ensure that, once the organochlorine chiller installed in Head Office is fully operational, the HFC refrigerant is switched to hydrocarbons as planned.
  3. Ensure that, wherever feasible, the bank's preferred ecological options are utilised for all replacement air conditioning systems.
    Andrew Hill, Property Manager
  4. Ensure that 15 branches switch to the bank's preferred ecological options for air conditioning systems in 2003.
    Alan Green, Operations and Compliance Manager
  5. Commence discussions regarding the phase out of organochlorines from the bank's water coolants and vending machines.
    Eric Boshell, Procurement Consultant/Jos Mister, Ecological Analyst
Continue to: Transport and Emissions to Air Back To Top

The above data and commentary has been audited by ethics etc...

Data, commentary and performance assured in accordance with AA1000as.