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The Co-operative Bank*
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Ecological Sustainabilty |  Indicators |  Partnership Report 2001 |  Our Performance |  Home
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Introduction
Ecological Mission Statement
Environmental Management
Energy
Water
Persistent Bio-Accumulative Chemicals >>
Transport and Emissions to Air
Reduce, Reuse, Repair, Recycle
Paper and Printing
Hotels
Land Occupied and Biodiversity Impact
Finance: Tailored Ecological Products and Services

Delivering Value
Social Responsibility

Financial Statements 2001

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Ecological Sustainability : Persistent Bio-Accumulative Chemicals
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persistent bio–accumulatice chemicals
  1. Chemicals: Toxics (Operations)
  2. Chemicals: CFCs/HCFCs/HFCs (Operations)
  3. Chemicals: PVC (Raw Materials) (Operations)
Customers Staff Suppliers Communities National

  1. Significantly reduce the emissions of organochlorine gases during 2001. TARGET ACHIEVED tick
  2. Ensure that, wherever feasible, the bank's preferred ecological options are utilised for all replacement air conditioning systems. TARGET ACHIEVED tick
  3. In 2001, identify three new areas where the phase-out of toxics can be introduced. TARGET NOT ACHIEVED cross
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performance
Refrigerants by Type
* Data includes 17 kg housed within water coolants and vending machines.
Global Warming Potential of Organochlorides in Use
*Includes 3.472 tonnes of Halon 1301 that was removed from the bank's fire control systems at the end of 1998.
All conversion factors located on the bank's websitei
Organochloride Emissions (kg)
Plastic Cards in Circulation
commentary
Background Sixty to seventy thousand synthetic chemicals are now in regular use world wide. A report commissioned by the US State of New Jersey found that minimal or no toxicity data existed for 66% of pesticides and their supposedly inert ingredients, 84% of cosmetic ingredients, 64% of drugs, 81% of food additives and 88-90% of commercial chemicals.ii

Enhanced 'toxics' screening The bank's Ecology Unit continues to screen referred supplier contracts against a range of toxic chemicals based on the OSPAR List of Chemicals for Priority Action iii, together with Bisphenol A and PVC. During 2001, reviews were undertaken of print management, the refrigerant for an air-conditioning chiller, and floor and wall coverings. Follow this link for an update on the bank's drive to pursue totally chlorine free paper. Follow this link for further details of toxic phase-out, which will be identified as part of the development of an environmental purchasing manual.

Plastic cards Virtually all credit and debit cards in the world are made of PVC. The bank has sourced a more environmentally sound alternative based on the plastic PETG, which does not utilise highly toxic chlorine for its production. Chemicals, such as lead chromate and DEH Phthalate, have also been removed from the inks of some cards. During 2001, it was agreed with the bank's card suppliers that no more orders of PVC would be placed. From February 2001, 95% of all cards ordered have been PETG. The first card to be issued on PETG was the Barnardo's Visa credit card in March 2001.

Air conditioning Prior to 2000, the bank's air conditioning systems were dominated by chlorofluorocarbons (CFCs), hydrochlorofluorocarbons (HCFCs) and hydrofluorocarbons (HFCs). These organochlorines are either potent ozone depletors or greenhouse gases and, in some cases, both. As air conditioning systems are replaced, systems based on water, ammonia, lithium bromide or hydrocarbons are being utilised. In all cases, the global warming and ozone depletion potential of these chemicals is substantially better than that of organochlorines. As a result, the global warming potential of the bank's air conditioning systems has reduced by 61% since 1999. All HFCs and HCFCs removed are passed to third parties for recycling. During 2001, the bank purchased five lithium bromide chillers to replace the existing air conditioning units that contained the CFC R12 refrigerant at Balloon Street, Manchester. In addition, 13 hydrocarbon systems were installed across the bank's major occupancies. In the network, 27 branches had air-conditioning units replaced, and this resulted in 152 kg of the HCFC R22 being replaced with 75 kg of hydrocarbons/ammonia. Regrettably, during 2001, a single HFC installation was purchased to replace the HCFC R22 at Olympic House Salford. The latter site houses the bank's mainframe computers, which can run for just 26 minutes without cooling, after which time the increased temperature leads to malfunctions. Hydrocarbon chillers have been ruled out by the bank's insurers as they have no track record in business in the UK in such critical applications. Similarly, ammonia units are not available at the desired size with evidence of critical application. Gas fired lithium bromide systems were considered unsuitable by the insurers due to the lack of availability of a contingency gas supply (with electrical systems one can have a back up generator or, in the normal+1 case, two).

Fire Control Prior to 1998, the majority of the bank's fire control systems utilised halons, potent ozone depletors. A halon replacement programme began in December 1997 and took just over one year to complete. All Halon 1301 systems were replaced with Inergen (a mixture of nitrogen, CO2 and argon, all of which naturally occur in the atmosphere).iv As a result, the combined global warming potential of the bank's air conditioning/fire control systems has reduced by 90% since 1998.

Emissions The bank saw emissions of organochlorine refrigerants reduce by 34% compared with 2000. According to the Intergovernmental Panel on Climate Change, the HCFC R22 has 1,700 times the global warming potential of carbon dioxide, making the described leakage equivalent to 229.5 tonnes of carbon dioxide (which is 7.6% of the total net emissions of the bank's operations).
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ethical and ecological value analysis
  • Annualised additional cost of switching plastic cards from PVC to PETG – £19,500
  • Additional cost associated with purchase of environmentally sound air conditioning systems – £623,100
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new target
  1. Reduce the emissions of organochlorine gases during 2002.

    Andy Farrell, Facilities Manager

  2. Ensure that, wherever feasible, the bank's preferred ecological options are utilised for all replacement air conditioning systems.

    Andrew Hill, Property Manager/John Sheerin, Purchasing and Facilities Manager

Continue to: Transport and Emissions to Air Back To Top

The above data and commentary has been audited by ethics etc...