| Profit before Taxation |
£107.5m |
Better than 2000 by: 11.6% |
| Earnings attributable to Equity Shareholder (after Tax) |
£68.5m |
Better than 2000 by: 15.7% |
| Operating Income |
£455.6m |
Better than 2000 by: 6.2% |
| Operating Costs |
£281.9m |
Higher than 2000 by: 3.3% |
| Cost/Income Ratio |
61.9% |
Better than 2000 by: 1.7 percentage points |
| Charge for Bad and Doubtful Debts |
£66.2m |
| As a percentage of Loans and Advances to Customers |
1.71% |
| After Tax Return on Opening Equity Shareholder's Funds |
21.1% |
| Risk Asset Ratio: |
|
| Overall |
13.7% |
| Tier 1 |
9.9% |
| Increase in Average Retail Customer Deposits |
24% |
| Increase in Average Retail Customer Lending |
16% |