You don't need to be an existing customer to get a better deal.Already have a mortgage with us?
No standard legal fees and no standard valuation fee when using our recommended conveyancers and solicitors
- £250 cashback if you've had a current account with us for 3 months or more. Terms apply. Read our terms and conditions for more information
For every new customer mortgage completed, we give £25 to Centrepoint - a youth homelessness charity, and our charity partner. Learn more about the work we do with Centrepoint.
Get started with our mortgage tools
Check your eligibility online
- Our mortgage in principle request only takes 10 minutes.
- There's no impact on your credit score.
- It's not a commitment to lend. For that you'll need to go through a full application process.
Find your mortgage
Compare our rates and see which mortgage option is right for you.
Your home may be repossessed if you do not keep up with repayments on your mortgage
Documents or information you'll need to apply:
When you apply for a mortgage, we’ll need some things from you, such as:
- Details of your names and addresses for the last 3 years
- Details of your current income
- Details about the property
You could qualify for our free standard conveyancing and valuation package for re-mortgage customers
Costs from your existing lender
If you want to leave your current mortgage lender before the end of your existing deal, you may have to pay an early repayment charge and exit fee.
Our product fee
For certain mortgage products, there'll be a product fee to pay. This is usually in return for a lower interest rate and can either be paid upfront or added to your loan.
Our valuation fee
This covers the valuation that we'll require to ensure that your property is adequate security for our loan to you.
To remortgage a property, you will need to appoint a solicitor or conveyancer to act on your behalf.
Visit The Law Society's website to find a suitable solicitor. We also have a recommended panel of solicitors who can provide you with legal advice for remortgaging your home.
Protect your home
Something as important as your home is worth looking after. Clicking the link below will transfer you to the Co-op Insurance website.
We only serve as your introducer to this service, and as a result may pass on your personal or bank details to Co-op Insurance where necessary.Go to The Co–operative Insurance website
Protect your mortgage
Mortgage protection provided by Aviva Life Services UK Limited.Find out more
See if our FAQs can give you the answer.
General information for regulated mortgagesDownload General information for regulated mortgages PDF (210KB)
The Co-operative Bank reserves the right to change or withdraw any of its mortgage deals at any time. All loans are subject to status and valuation.