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By continuing to use the site you agree that we can save them on your device. Cookies are small text files which are placed on your computer and which remember your preferences/some details of your visit. Our cookies don’t collect personal information. For more information, please read our updated privacy and cookie policy, which also explains how to disable cookies if you wish to.

Switch your deal

Preferntial rates for existing mortgage customers

You don't need to be a new customer to get a better deal

Preferential rates for our existing mortgage customers on a selection of our mortgages

View our rates

Why choose us?

  • Products available with no booking or application fee
  • Dedicated case owning team to process your application efficiently
  • Overpay by up to 10% of your outstanding mortgage balance each calendar year
  • We are the only UK high street bank to have a customer-led Ethical Policy
For further information call us on 08000 322 655

What’s next?

Since you first arranged your mortgage with us our offers may have changed as well as your circumstances. If your deal is coming to the end, or you'd like to switch your current fixed or tracker mortgage then contact us to discuss this further on 08000 288 288. Early repayment charges may apply.

A guide to getting a new deal

Our step-by-step guide tells you everything you need to know about arranging a new mortgage with us – and all in plain, simple English.

Read the guide
Mortgage repayment calculator

Mortgage repayment calculator

Find out how much your monthly repayments may be and what may happen to your monthly mortgage subscription if your rate goes up or down

Find out more

Applying for your mortgage

To help you find the mortgage that’s best for you, we have to ask for quite a lot of information. To make it easy for you, we’ve created a handy checklist of things you’ll need. Then call us to speak to an adviser to arrange an appointment.

Who we'll lend to

How to apply

Important information if your current mortgage is on interest only

If you have an interest only mortgage, you'll need to think about how you pay the capital  balance when your mortgage term ends. If you're not sure see how we can help.

Read on

Make sure you’re protected

Your home

Something as important as your home is worth looking after. The Co–operative Home Insurance could give you all the cover you need. Clicking the button below will transfer you to The Co-operative Insurance website.

Find out more

Your mortgage

We offer mortgage protection provided by Friends Life Pensions Limited.

Find out more

Lines open 9am - 8pm Monday – Friday and 9am – 5pm on Saturday. Calls may be monitored and/or recorded for security and training purposes. Calls to 0800 numbers are free from landlines and mobiles.

Your home may be repossessed if you do not keep up repayments on your mortgage
The Co-operative Bank reserves the right to change or withdraw any of its mortgage deals at any time. All loans are subject to status and valuation.