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Our mortgage rates

Whether you’re a first time buyer, looking to switch your mortgage to a different lender, or moving home it can be a stressful time – so to help things go as smoothly as possible we offer a range of simple and flexible mortgage options.

  • Fixed Rate Mortgages - The interest rate is fixed until the end of the fixed rate period, so your monthly payments won't change, after which the rate will revert to our Standard Variable Rate.
  • Tracker Rate Mortgages - Tracks the Bank of England base rate, so monthly payments may go down, as well as up.

All of our mortgages are portable which means that if you move house you can transfer your mortgage to another property, subject to terms and conditions. A non refundable porting fee as detailed in our tariff of charges is payable.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE