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What should I look out for when viewing properties?

What’s the local area like?

location iconWhile on your hunt for a house think about what you will value in a property’s surrounding facilities as well as the condition and size of the house itself. Before you book any viewings, ask yourself the following questions:

1Do I want to live in the city or in the countryside?

2Do I want outside space?

3Is peace and quiet or hustle and bustle important to me?

4How long will my commute to work be if I move here?

5Are there good transport links?

6What are the local shops like – are they within walking distance?

7Are there likely to be any new developments in the area?

8Is the area run down?

9Is there a high crime rate?

10What are the neighbours like?

11Local schools / nurseries

What is the property like?

Your necessities in this respect will depend on the type of property you are looking for. For instance you are less likely to state outside space as a requirement if you have already decided that you are looking for an apartment rather than a house.

However, there are questions that you should ask your estate agent regardless of the type of property you are looking for, including:

Outside the house

  • Is there parking?
  • Do I need a permit to park?
  • What security measures are in place around the building – has a burglar alarm been fitted or is there any nearby CCTV?
  • What state is the exterior of the building in?
  • Are there any cracks in the walls?
  • Are there any mould or damp issues?
  • Does the property have double-glazing?
  • Do all the doors and windows lock securely?

Inside the house

  • What council tax band will you be in?
  • How energy efficient is the building – is it properly insulated?
  • How is the water heated?
  • Does the building have full central heating?
  • Are there any signs of water damage?
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Next step

How do I apply for a mortgage?

A step by step guide to applying for your first mortgage

How to apply
Your home may be repossessed if you do not keep up repayments on your mortgage