Login to Personal Banking Skip to content
  1. Home
  2. Our products
  3. Mortgages
  4. Ways to apply

How to apply for your mortgage

  1. Get a Mortgage in Principle

    Mortgage in Principle

    This is a document that states whether or not you’re eligible for a mortgage. It also states how much we could lend you.

    • No impact on your credit score
    • If you’re buying a property, it shows the estate agent that you’re a serious buyer
    • Getting a mortgage in principle doesn’t guarantee you a mortgage offer. For that you’ll need to go through a full application process.

    Information we’ll ask you for

    • Your address for the last 3 years
    • Details of your income
    • Details of any outstanding financial commitments you have

    Check your eligibility

    Get a mortgage in principle to see if you're eligibile for a mortgage with us and to check how much you could borrow.

    • There's no impact on your credit score.
    • A mortgage in principle is not a commitment to lend. For that you'll need to go through a full application process.

    Online

    See if you're eligible, instantly, any time.

    Can I get a mortgage in principle online? Get a mortgage in principle

    On the phone

    Talk to one of our friendly mortgage advisers.

    Call us to talk to an advisor

    08000 288 288

    Monday - Friday 9am - 8pm

    Saturday 9am - 5pm

    Call charges

  2. Formally apply for your mortgage

    Once you have your mortgage in principle, you can book an appointment with one of our qualified mortgage advisers to talk you through your mortgage needs.

    Apply by phone

    Call Us

    08000 288 288

    Monday - Friday 9am - 8pm

    Saturday 9am -5pm

    Call charges

Your home may be repossessed if you do not keep up with repayments on your mortgage

Important information

How we use your personal information

Download How we use your personal information PDF (622KB)

Mortgages legal information

Read more

Got questions?

See if our FAQs can give you the answer.


The Co-operative Bank reserves the right to change or withdraw any of its mortgage deals at any time. All loans are subject to status and valuation.