1. Home
  2. Our products
  3. Mortgages
  4. Ways to apply

How to apply for your mortgage

  1. Get a Mortgage in Principle

    A Mortgage in Principle is a document that says you’re eligible for a mortgage, based on our initial checks.

    Check out eligibility criteria

    • A Mortgage in Principle is not a binding loan agreement.

    It takes less than 30 minutes

    Call us on 0800 234 6761

    Calls may be monitored and/or recorded for security and training purposes. Calls to 0800 numbers are free from landlines and mobiles.

    Information we'll ask you

    • Your address history for the last 3 years
    • Details of your income
    • Details of any outstanding financial commitments you have

  2. Formally apply for your mortgage

    Once you have your Mortgage in Principle, you can book an appointment with one of our qualified mortgage advisers to talk through your mortgage needs.

    Apply by phone

    Call us on 0800 234 6761

    Make sure you have the details mentioned below with you.

    Calls may be monitored and/or recorded for security and training purposes. Calls to 0800 numbers are free from landlines and mobiles.

Your home may be repossessed if you do not keep up with repayments on your mortgage

Important information

pdf

Tariff of charges

Download PDF (35KB)
pdf

How we use your personal information

Download PDF (622KB)

Mortgages legal information

Read more

Got questions?

See if our FAQs can give you the answer.


The Co-operative Bank reserves the right to change or withdraw any of its mortgage deals at any time. All loans are subject to status and valuation.