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How much could you borrow?

Use our quick calculator to get an idea of what we may be able to lend you.

Affordability Calculator

  • This is for illustrative purposes only and is not a quotation or a commitment to lend.
How many people are applying?

Include here your annual salary before tax and any other annual income like a second job, bonus or commission.


Do you have any other commitments?

Please group any other monthly payments you may make in to the 'other' field. Examples might include: student loans, maintainance, alimony, service charges, ground rent, school fees, childcare etc.

Based on the information you have provided, we have estimated that you could borrow:


  • This amount is also dependant on your financial situation, property value and the size of your deposit.
Check your eligibility See our mortgage rates

Information submitted

Number of applicants

2 applicants

Joint annual income


Total outstanding balances


Monthly commitments


Number of dependants


Check your eligibility

Get a mortgage in principle to see if you're eligible for a mortgage with us and to check how much you could borrow.

  • There's no impact on your credit score.
  • A mortgage in principle is not a commitment to lend. For that you'll need to go through a full application process.


See if you're eligible, instantly, any time.

Can I get a mortgage in principle online? Get a mortgage in principle

On the phone

Talk to one of our friendly mortgage advisers.

Call us to talk to an advisor

08000 288 288

Monday - Friday 8am - 8pm

Saturday 9am - 1pm

Call charges

Your home may be repossessed if you do not keep up with repayments on your mortgage

Got questions?

See if our FAQs can give you the answer.

Important information

How we use your personal information

Download How we use your personal information PDF (622KB)

Mortgages legal information

Read more

The Co-operative Bank reserves the right to change or withdraw any of its mortgage deals at any time. All loans are subject to status and valuation.