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First time buyers

We are here to help you, because getting your first mortgage doesn’t have to be stressful


  • Get a Mortgage in Principle in less than 30 minutes.
  • We can only lend you what you can afford to repay. Our qualified mortgage advisers will help you assess your circumstances and make sure you can afford the repayments.

Your home may be repossessed if you do not keep up with repayments on your mortgage

Questions about your mortgage?

Get advice from our friendly mortgage advisers.

Call us to talk to an advisor

Call us on 0330 134 7145

Calls to 03 numbers cost the same as calls to numbers starting with 01 and 02. Calls may be monitored or recorded for security and training purposes.

Calls to 03 numbers cost the same as calls to numbers starting with 01 and 02. Calls may be monitored or recorded for security and training purposes.

Find your mortgage

Use our mortgage calculator to find out how much you could borrow, and which mortgage option is right for you.

See how much you could borrow

See our rates

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Your mortgage explained

The timeline shows you the steps you'll need to take to buy your first home.

Go to the timeline

Got questions?

See if our FAQs can give you the answer.


Important information

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Tariff of charges

Download PDF (35KB)
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How we use your personal information

Download PDF (622KB)

Mortgages legal information

Read more

The Co-operative Bank reserves the right to change or withdraw any of its mortgage deals at any time. All loans are subject to status and valuation.

Contact us

If you'd like more help & information, you can:

Chat to us via live chat

Chat to us via live chat