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Mortgages for first time buyers

We are here to help you, because getting your first mortgage doesn’t have to be stressful

Get started with our mortgage tools

Check your eligibility online

  • Our mortgage in principle request only takes 10 minutes.
  • There's no impact on your credit score.
  • It's not a commitment to lend. For that you'll need to go through a full application process.

Check our eligibility criteria

See how much you could borrow

Mortgage calculator

Our mortgage calculator lets you see the maximum we could lend you.

Go to the mortgage calculator

Need support? Speak to one of our mortgage advisers.

Call us to talk to an advisor

0330 3333 908

Monday - Friday 9am - 8pm

Saturday 9am - 5pm

Calls to 03 numbers cost the same as calls to numbers starting with 01 and 02. Calls may be monitored or recorded for security and training purposes.

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Your mortgage explained

The timeline shows you the steps you'll need to take to buy your first home.

Go to the timeline

Find your mortgage

Compare our rates and see which mortgage option is right for you.

See our mortgage rates

Your home may be repossessed if you do not keep up with repayments on your mortgage

Got questions?

See if our FAQs can give you the answer.


Important information

General information for regulated mortgages

Download General information for regulated mortgages PDF (210KB)

How we use your personal information

Download How we use your personal information PDF (622KB)

Mortgages legal information

Read more

The Co-operative Bank reserves the right to change or withdraw any of its mortgage deals at any time. All loans are subject to status and valuation.

Contact us

If you'd like more help & information, you can:

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