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Personal loan

A loan exclusive to existing Co-operative Bank and Britannia customers, that can be used for a range of purposes


Loan Calculator

Calculations shown are for illustrative purposes only

(£2,000 - £25,000)

(1 year - 7 years)

Representative example


For a loan amount of


over a term of

years months



which is equivalent to a representative APR of


your monthly repayments would be


and you would have to repay a total of

What do things like 'per annum' and 'APR representative' mean?

To apply, you need to be:

  • 18 and over.
  • A UK resident.
  • A Co-operative Bank or Britannia customer and have had your account for longer than 1 month.
  • Not subject to any County Court Judgments (CCJs).
  • Free from having missed more than 3 payments on any credit agreement in the last 6 months.

Approval is based on a credit check, an assessment of your personal circumstances and is subject to status.

Ready to apply?

Please read our terms and conditions before applying

Please be aware that by submitting this application, you have no obligation to purchase a Co-operative Bank loan.

Apply now

To apply, you need to be:

  • 18 and over.
  • A UK resident.
  • A Co-operative Bank or Britannia customer and have had your account for longer than 1 month.
  • Not subject to any County Court Judgments (CCJs).
  • Free from having missed more than 3 payments on any credit agreement in the last 6 months.

Approval is based on a credit check, an assessment of your personal circumstances and is subject to status.

Ready to apply?

Please read our terms and conditions before applying

Please be aware that by submitting this application, you have no obligation to purchase a Co-operative Bank loan.

Apply now

Important documents

We may decline your application based on your circumstances or our lending policy.

Contact us

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