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By continuing to use the site you agree that we can save them on your device. Cookies are small text files which are placed on your computer and which remember your preferences/some details of your visit. Our cookies don’t collect personal information. For more information, please read our updated privacy and cookie policy, which also explains how to disable cookies if you wish to.

Protecting your card

Top tips to avoid card fraud include:

  • Always keep your cards in your possession and never let them out of your sight
  • Never let anyone else know your Personal Identification Number (PIN)
  • When using a cash machine or using your card in a shop, beware of anyone trying to watch you enter your PIN
  • Only deal with reputable companies when using your card for purchases over the phone or through the Internet
  • Check your sales voucher to make sure the total is correct before you sign/enter your PIN and keep your copy safe

Paying by card is most likely to be the best and most frequently used payment option and more and more customers everyday are opting to stay clear of the busy shopping centers and choose internet shopping as a stress free alternative. However we all need to be vigilant whilst shopping online to prevent ourselves from the possibility of falling victim to fraud.

The annual ‘Be Card Smart Online’ campaign helps raise awareness of the simple steps you should take when shopping online.

The campaign highlights four key pieces of advice:

  • Keep your PC protected
  • Look for the padlock
  • Register your cards 
  • Always Log out

Find out more on the Financial Fraud Action website.

We want to ensure you feel confident and safe when using your card in ATM machines at home and abroad. Here are some top tips to keep you safe:

  • Try to use ATM’S which are positioned in busy, well lit areas and if you spot anyone suspicious hanging around do not use it.
  • Fraudsters use devices to steal your card details and PIN so before you use an ATM, look for any signs of tampering or damage.
  • Always have your card to hand and ready to use. Looking through your purse or wallet could leave you open to distraction by a fraudster trying to steal your card.
  • If your card is retained call us immediately.

For information on using your card abroad, and also:

  • fees, charges and rates
  • who to contact
  • foreign currency and more

...please visit our Travel section.