Important Cookie Information
(this message will appear only once)

To give you the best possible experience, this site uses cookies and by continuing to use the site you agree that we can save them on your device. Cookies are small text files which are placed on your computer and which remember your preferences/some details of your visit. Our cookies don’t collect personal information. For more information, please read our updated privacy and cookie policy, which also explains how to disable cookies if you wish to.

To give you the best possible experience, this site uses cookies. Read more...

By continuing to use the site you agree that we can save them on your device. Cookies are small text files which are placed on your computer and which remember your preferences/some details of your visit. Our cookies don’t collect personal information. For more information, please read our updated privacy and cookie policy, which also explains how to disable cookies if you wish to.

Money mules

A lot of the criminals behind phishing and trojan scams are located overseas so they often find it difficult to make cross-border money transfers. To obtain the money they’ve stolen they need a "money mule" to launder the funds.

After being recruited, money mules receive funds into their accounts and they then withdraw the money and send it overseas, minus a certain commission payment.

Money mules are recruited by a variety of methods, including:

  • spam emails
  • adverts on genuine recruitment web sites
  • instant messaging
  • ads in newspapers

Positions on offer sometimes include "UK Representative", "Shipping Manager" or “Sales Manager". They offer you the chance to earn some easy money for a few hours work each week, usually just requiring that you have access to the Internet.

  • Be cautious about any unsolicited offers or opportunities offering you the chance to make some easy money, especially from overseas.
  • Verify any company which makes you a job offer and check their contact details.
  • Never give your bank details to anyone unless you know and trust them.
  • Be wary of ads from overseas companies seeking "UK Representatives" or "Agents" to act on their behalf for a period of time, sometimes to avoid high charges for making payments, or local taxes.
  • Reduce the amount of spam (unsolicited bulk email) that you receive by being careful about who you disclose your e-mail address to. Be aware that spammers will collect or buy your address from a variety of different sources including web sites, newsgroups, if you sign up for free offers, if you order something online, mass mailing viruses or from worms.

Money muling is illegal even if you have nothing to do with the actual extraction of funds from another person's account, by allowing your account to be used to receive and transfer such funds, you may be acting illegally.