Log in to Personal Banking Skip to content
  1. Home
  2. Our products
  3. Joint current accounts
  4. Compare our joint current accounts

Compare our joint current accounts

Compare: Overdraft limit Formal overdraft debit interest rate What is a formal overdraft? Informal overdraft debit interest rate What is an informal overdraft? Representative example What does representative mean? Eligibility Learn more about eligibility Overdraft requirements Chip and pin Learn more about payment types Contactless Learn more about contactless Account fees Charges

You have the option to request a formal overdraft when applying for a current account, or once your account is opened. Subject to status.

18.9% EAR variable

Interest is charged on the total formal overdraft balance.

18.9% EAR variable

Interest is charged on the informal overdraft balance.

Assumed credit limit

£1200

with an interest rate of

18.9% EAR variable

  • Aged 16 or over.
  • An EU resident.

Approval is based on a credit check, an assessment of your personal circumstances and is subject to status.

You must be 18 or over.

Approval is based on a credit check and an assessment of your personal circumstances.

chip pin card

Yes

contactless card

Yes

You must be 18 or over, approval is based on a credit check, an assessment of your personal circumstances and is subject to status.

blue crossNo monthly fees.

Other charges may apply

No overdraft available on this account.

No overdraft available on this account.

No overdraft available on this account.

No representative example as there is no overdraft.

  • Aged 16 or over.
  • An EU resident.

No overdraft available on this account.

chip pin card

Yes

Contactless is not available with a Cashminder account.

blue crossNo monthly fees.

Other charges may apply

The Co-operative Bank reserves the right to decline any application.

Whether we can offer you credit depends on your circumstances and our lending policy. We may decline your application based on your circumstances or our lending policy. We may be able to offer a product that's different to the one advertised.

smile, The Co-operative Bank and Britannia are trading names of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS).