Everyday Rewards

What is Everyday Rewards?

This is a scheme you can opt into at no extra cost, which rewards you for Everyday Banking each month.

Rewarding you up to £5.50 each month

To be rewarded £4 every month, you need to do the following in a calendar month:

  • Pay in a minimum of £800 to the nominated account.
    • Transfers from other Co-operative Bank, Britannia and smile accounts do not count.
  • Stay in credit, or within your agreed formal overdraft limit on the nominated account.
  • Log in to Online Banking or the Mobile Banking app at least once during the month.
  • Remain opted in for Paperless Statements.
  • Pay out at least four Direct Debits from your nominated account.
  • If you do not meet all of the qualifying criteria above in any month - for example, if you pay less than £800 into your nominated account in July - you won't earn Rewards for that month.
  • You can only earn Everyday Rewards on one account at a time.

To be rewarded up to an additional £1.50

  • If you meet the full qualifying criteria above, you'll be rewarded an extra 5p every time you use your debit card to pay for things, up to a maximum of £1.50 a month.

You're able to opt out of Everyday Rewards at any time by calling us or visiting us in branch.

You can get Everyday Rewards on these accounts

  • Current Account.
  • Current Account Plus.
  • Privilege Account.
  • Privilege Premier Account.

All other accounts, for example Cashminder, smile, Pathfinder and Student Accounts are not eligible.

How to opt in to Everyday Rewards

New customers

To opt into Everyday Rewards, you must apply for a current account online. Once you've submitted your application you'll be prompted to opt into the scheme.

View Current Account

Existing customers

To add Everyday Rewards to your existing current account, you will need to either ring us on:

+44(0)3457 212 212

Call charges may apply

Or, you can visit us in branch to opt into the scheme.

Every month, we'll send you an email telling you how much you've earned in Rewards. If you don't qualify for Everyday Rewards in a particular month, we'll tell you which Everyday Banking Behaviours you didn't do.

Read our Everyday Rewards FAQs

Important documents

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Everyday Rewards terms and conditions

Download PDF (47KB)
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Everyday Rewards benefits document

Download PDF (73KB)
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Everyday Rewards at a glance

Download PDF (309KB)

Contact us

If you'd like more help & information, you can:

Chat to us via live chat

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