A low rate of 9.9% APR fixed for 5 years, reverts to 12.9% APR representative/variable.
With our Platinum Fixed Rate credit card comes the reassurance that the low rate of 9.9% APR will remain fixed for five years*, reverting to 12.9% APR representative/variable.
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Platinum Fixed Rate credit card
Rate fixed for 5 years
Representative example
The advance of credit of £1,200 at an interest rate of 12.9% variable per annum will result in a rate of 12.9% APR representative/variable
Your application checklist:
To apply for a Platinum Fixed Rate credit card you must:
- be a UK resident
- be aged 18 years old or over
- have a gross annual income of £10,000 or more.
Look what you get with this credit card:
- A low rate of 9.9% APR fixed for five years, reverts to 12.9% APR representative/variable.
- No annual fee
- Up to 56 days interest free credit on purchases if the balance is paid in full by due date
- Manage your credit card account online with our secure online banking
- 24/7 UK call centre
- 90 day Purchase Protection Insurance†
- Emergency cash and card replacement service
- 24 hour medical and legal assistance overseas
- Up to £100,000 Travel Accident Insurance† when you use your card to pay for tickets
- This credit card is provided by The Co‑operative Bank, which is still the only UK high street bank to have a customer-led Ethical Policy
- 5% discount on selected holidays purchased through the Co‑operative Travel with your Co‑operative Bank credit card
Important documentation
(Documents will open in a new window)
Please make sure you read this important information before you purchase this product to ensure that it meets your needs. The useful documents below will provide you with all the details you need to make your decision.
Important information
* Offer excludes balance transfers from other credit cards issued by the Bank.
** Benefits of a platinum card:
- £100,000 travel accident insurance when you use your card to pay for tickets
- Exclusive travel benefits
- 90 day purchase protection insurance
Terms and conditions apply.
Credit facilities provided by The Co-operative Bank p.l.c. are subject to status. The bank reserves the right to decline any application or offer a card product that differs from those advertised.
For an explanation of terms please see our glossary
The Money Advice Service tools can help you with budgeting, borrowing and planning for the future: Try their Financial Healthcheck or Debt Test.
For help with budgeting, understanding credit and managing your credit card visit
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