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Tearfund charity credit card

We give as you spend

Tearfund will receive 25p for every £100 you spend using the card and 25p for every £100 you transfer to the card. If 100 supporters each spent £1,000 on their credit cards, Tearfund would receive £250.

Tearfund standard credit cardTearfund Standard Rate credit card
18.9% APR representative / variable

  • 0% on purchases and balance transfers fixed for six months, reverting to 18.9% APR representative/variable after six months
  • Cash withdrawal rate is 25.9% APR
  • Balance transfer fee of 3% of the transfer value is applicable during the 6 month promotional rate period only - minimum of £5.
    No balance transfer fee after the 6 month promotional rate period.
    You are unable to transfer balances from other credit cards issued by the Co-operative Bank.
    Balance transfer must be within the credit limit.
  • Up to 56 days interest free credit on purchases if the balance is paid in full by due date. Excludes cash withdrawals and balance transfer. Interest is charged from the date the transaction is applied to the account

Representative example: 18.9% p.a. variable on card purchases. This is equivalent to 18.9% APR representative variable based on a credit limit of £1,200.


To apply, you need to be a UK resident over 18 years old and have an annual income of £10,000 or more
. Subject to status.

Please ensure you have read the Important information, Pre-contract credit information and Terms and Conditions before applying.

Apply Now

Credit facilities provided by The Co-operative Bank are subject to status and our lending policy. The bank reserves the right to decline any application or offer a card product that differs from those advertised.

For an explanation of terms please see our glossary

Tear Fund, 100 Church Road Teddington, Middlesex TW11 8QE

Tearfund is a registered charity No. 265464.