At The Co-operative Bank, ethical values and a socially responsible approach are at the heart of what we do. Our Social Banking Unit is dedicated to helping organisations that are committed to making an impact by creating social, economic and environmental change.
Each Specialist Team has experience of the specific challenges these sectors face. They use their knowledge to develop and provide a portfolio of products and services tailored to meet our customers’ needs. Our financial solutions, combined with specialist support, help customers to make a positive difference to people, their communities and the environment.
Some of the other ways we add value include:
- Relationship Managers: A dedicated point of contact, supported by a Relationship Banking Team, who can provide expert advice that helps our customers to make most of their banking.
- A comprehensive range of products and service: From day-to-day banking through to investments that help to maximise returns on surplus funds.
- Introductions to industry experts: We work with some of the leading national bodies from the social and enterprise sectors that can advise on, or help with, various initiatives.
- Access to your accounts 24/7: Our online and telephone banking services are available 365 days a year

The Co-operative Bank has a natural affinity with the aims and values of charities and voluntary organisations and we are still the only UK high street bank with a customer-led Ethical Policy. We have built up an impressive range of customers within the sector throughout England and Scotland, supporting smaller local charities to high profile international organisations.
At The Co-operative Bank we actively seek to facilitate lending to projects within the renewable energy and carbon reduction sectors. We have a track record in funding a wide range of renewable energy projects, with carbon saving schemes and onshore wind being a particular specialism.
For many years The Co-operative Bank has provided services to Housing Associations including term loans and investments and general banking facilities as well as payment services for their tenants. Many customers, including associations, particularly value The Bank’s ethical stance and the work it carries out to support vulnerable groups at home and in tackling global poverty.
The Co-operative Bank is helping support future development of small businesses in some of the world’s poorest countries, leading to social as well as commercial returns. We are part of The Global Commercial Microfinance Consortium and have helped over 300,000 borrowers launch or grow micro-businesses.
At The Co-operative Bank, we actively support social enterprises. We are dedicated to helping organisations that share our co-operative values of fairness and social responsibility and are committed to transforming lives through making social, economic and environmental change.
At The Co-operative Bank we offer a flexible account service, tailored to the needs of Co-operatives with a turnover of more than £1 million, designed to help you achieve your social and financial goals. In addition, it gives you the peace of mind of knowing that you are working with an ethical provider that truly understands your precise needs.