Eligibility Criteria

To check your eligibility you must meet the criteria below. You and the key parties must:

Note: to apply for any lending product, you must maintain a business current account with the Co-operative Bank

  • Be 18 years or over
  • Be a UK resident
  • Be a sole trader, partner or director with authority to borrow on behalf of the business or organisation.
  • Hold a business current account with the Co-operative Bank
  • Require the lending for business use

To apply, check the box if you agree to all of the above statements

You are eligible to apply for one of our business banking products. Please download the appropriate application form or call us on 0800 14 14 15^

If you are wanting to apply for our Bulk BACS/CHAPS service, find the relevant form here

Please complete the relevant application for and send it to:

Lending Services
The Co-operative Bank p.l.c.
P.O. Box 200
Skelmersdale
WN8 6GH

We aim to give you a decision within 5 working days of the information being received. Occasionally, we may require additional information depending upon your circumstances.