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Interest rates

Business Directplus

 Net %Gross %AER %Interest credited
£25,000+ 0.05
0.06 0.06 Monthly
£100,000+ 0.07
0.09
0.09
£250,000+ 0.15
0.18 0.18
£500,000+ 0.20
0.25
0.25

FSB Business Banking

 Net %Gross %AER %Interest credited
Up to £999
0.10
0.12
0.12
Monthly
£1,000+
0.12
0.15
0.15
£5,000+
0.15
0.18
0.18
£10,000+
0.17
0.21
0.21
£100,000+
0.20
0.25
0.25
£250,000+
0.22
0.28
0.28

Community Directplus

 Net %Gross %AER %Interest credited
£25,000+ 0.05 0.06 0.06 Monthly
£50,000+ 0.05 0.06 0.06
£100,000+ 0.07 0.09
0.09
£250,000+ 0.15 0.18 0.18
£500,000+ 0.20
0.25 0.25

Co-operatives Directplus

 Net %Gross %AER %Interest credited
£25,000 +
0.05
0.06 0.06
Monthly
£100,000+ 0.07 0.09 0.09
£250,000+ 0.15 0.18
0.18
£500,000+ 0.20 0.25 0.25

Social Enterprise Directplus

 Net %Gross %AER %Interest credited
£25,000 +
0.05
0.06 0.06
Monthly
£100,000+ 0.07 0.09 0.09
£250,000+ 0.15 0.18
0.18
£500,000+ 0.20 0.25 0.25

Rates correct as of 25/06/2015 - but are subject to variation unless otherwise stated.

Interest on all our current and deposit accounts is calculated daily on the full cleared balance.

£50,000+

Rates correct as of 27/7/2015 - but are subject to variation unless otherwise stated.

Interest on all our current and deposit accounts is calculated daily on the full cleared balance.

Business Select - Instant Access

 Net %Gross %AER %Interest credited
Up to £99,999 0.05
0.06 0.06 Twice Yearly
£100,000+ 0.07 0.09
0.09
£250,000+ 0.15 0.18 0.18
£500,000+ 0.20 0.25 0.25

Business Select - 14 Day Notice

 Net %Gross %AER %Interest credited
Up to £99,999 0.07
0.09
0.09 Twice Yearly
£100,000+ 0.10 0.12 0.12
£250,000+ 0.17 0.21
0.21
£500,000+ 0.22 0.28 0.28

Fixed Rate Deposit

 Net %Gross %AER %

3 months

£10,000+ 0.27
0.34
0.34

6 months

£10,000+ 0.40
0.50 0.50

12 months

£10,000+ 0.90 1.12 1.12

In the absence of a renewal instruction upon maturity, Fixed Rate Deposits will be reinvested for the same period at the prevailing interest rate.

Rates correct as at 27/7/2015 - but are subject to variation unless otherwise stated.

Interest on all our current and deposit accounts is calculated daily on the full cleared balance.

Arrangement fees for loans are 1% of the loan amount or a minimum of £100, whichever is greatest.

1-2 years

 Fixed Rate %
£2,500 - £10,000
7.29%
£10,001 - £25,000
6.29%
£25,001 - £100,000
Call 03457 213 213^ for a quote

3-5 Years

 Fixed Rate %
£2,500 - £10,000
7.75%
£10,001 - £25,000
6.75%
£25,001 - £100,000
Call 03457 213 213^ for a quote

6-7 Years

 Fixed Rate %
£25,001 - £100,000
Call 03457 213 213^ for a quote

Representative example:: To borrow £15,000 over 4 years would be a monthly payment of £357.49 at a fixed interest rate of 6.75% (7.51% APR). Total repayment over the term of the loan: £17,309.42. This includes a £150 upfront arrangement fee.

*For an explanation of terms used, please see our glossary.

The Bank reserves the right to decline any application and/or deposit