FSB Business Banking

A unique banking package - exclusively for Federation of Small Business (FSB) members

If you’re one of the 200,000 members of the FSB, you can switch to an account designed to do much more than meet all your day-to-day banking needs.

FSB Business Banking gives you a range of benefits that include:

  • No charges for everyday banking services*
  • Free to pay in up to £2,000 cash per month. If you need to deposit more, you pay 75p per £100 extra
  • Fee-free overdraft subject to application and status
  • Free to pay in cheques
  • A business debit card~, offering you a convenient way to pay for goods and services at home or overseas
  • Access to a business charge card with no monthly fee subject to application and status. It offers an interest-free period of up to 38 days, making it easier to manage your expenses**
  • Annual £25 loyalty bonus†
  • You can access your account online, over the telephone, by post or at your local Post Office
  • This account is only available to members of the FSB. To find out more about the services and benefits of membership, visit www.fsb.org.uk


*Charges apply to any special services such as stopping cheques, CHAPS payments, etc.

**Credit facilities are provided by The Co‑operative Bank and are subject to application and status. Security may be required.

†£25 loyalty bonus paid every year to FSB Members who maintain an active account. The loyalty bonus will only be paid once per year to each FSB member, irrespective of the number of active accounts maintained, and it will not be paid on inactive accounts. An account is deemed to be inactive if no customer initiated transactions have been made for 6 months or more, and there is a debit or credit balance of less than £250.

~Charges for withdrawals abroad:

2.75% currency conversion charge will be applied on any non-sterling transaction

2% (£2 minimum) will be charged for cash withdrawals from overseas ATMs, cash back over the counter, purchasing travellers cheques or foreign currency.

Please note: The cash fee will be charged in addition to the non-sterling transaction fee.
The non-sterling transaction is converted into sterling using the Visa Scheme Exchange Rate which can be found at www.visaeurope.com/making-payments/exchange-rates

The Co-operative Bank, Platform, smile and Britannia are trading names of The Co-operative Bank p.l.c., P.O. Box 101, 1 Balloon Street, Manchester M60 4EP. Registered in England and Wales No. 990937.

The Co-operative Bank p.l.c. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (No.121885). Credit facilities are provided by The Co-operative Bank p.l.c. and are subject to status and our lending policy. The Bank reserves the right to decline any application for an account or credit facility. The Co-operative Bank p.l.c. is a member of the Council of Mortgage Lenders and subscribes to the Lending Code which is monitored by the Lending Standards Board. Find out more

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The Bank reserves the right to decline any application and/or deposit