Community Directplus

Free banking for community and voluntary organisations

Community Directplus gives charities, community groups and voluntary organisations an ethical way to bank for free.

We believe that when you're working for the community, your valuable funds shouldn’t be swallowed up by avoidable banking charges.

With Community Directplus, you and your organisation will:

  • Benefit from free banking
  • Have the freedom to manage your account online, over the telephone, at the Post Office® or by post
  • Have the opportunity to apply for project funding from the Customer Donation Fund
  • Easily switch all your direct debits and standing orders over to us using our account switching service.

The Co-operative Bank reserves the right to review the account tariff for customers whose credit turnover exceeds £1m per annum, who deposit more than £100,000 cash per annum, or who deposit more than 5,000 cheques per annum.

Since 2003 we've donated over £670,000 to 781 organisations - you too could receive extra funding.

All Community Directplus account holders can apply for up to £1,000 from the Customer Donation Fund to support special projects and fundraising activities.

About the fund

The fund grows in relation to the deposits made, for every £100 increase in collective deposits across Community Directplus accounts we add 20p to the fund and promise to distribute a minimum of £5,000 twice a year.

How it works

Donations range from £500 – £1,000 and applications are judged twice a year in April and October. If successful, the money will be paid into your bank account shortly after.

How to apply

As long as you're a Community Directplus account holder you simply fill out the application form.

The deadline for the next application is 30th September 2016.

Find out how the Donation Fund has helped some Community Directplus account holders with their projects.

Click here to print the application form.

Ethical Policy in Action - supporting co-operatives & social enterprises

The Hive Image

The Hive is a new, business support programme to help the development and growth of the UK co-operative and social enterprise sector. Demonstrating its Ethical Policy commitment to support co-operatives, the Bank has committed £1.05million to this three year programme in partnership with Co-operatives UK, the UK trade association.
The Hive provides resources to help new co-ops and community businesses to start-up, existing co-ops to grow, non co-ops to convert, and communities to thrive. Find out more about The Hive

FSCS logo

smile, The Co‑operative Bank and Britannia are trading names of The Co‑operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS).  Find out more

The Bank reserves the right to decline any application and/or deposit

We reserve the right to review the account tariff for customers whose credit turnover exceeds £1 million per annum, who deposit more than £100,000 per annum or who deposit more than 5,000 cheques per annum.

*Credit facilities are provided by The Co-operative Bank and are subject to application status. Security may be required.