Community banking

Products and services

Our community accounts are designed to combine sound business practice with ethical values. When you’re looking after your organisation’s finances, you don’t want your funds to diminish through unnecessary bank charges. That’s why our community accounts give you free banking.

Co-operative Directplus

Co‑operatives Directplus is a free banking account designed specifically to meet the needs of co‑operative enterprises and is the only account to be fully endorsed by Co‑operatives UK.

Social Enterprise Directplus

Social Enterprise Directplus gives your social enterprise an ethical way to bank for free, so you won’t have to pay any charges, as long as you operate within the agreed limits.

Ethical Policy in Action - supporting co-operatives & social enterprises

The Hive Image

The Hive is a new, business support programme to help the development and growth of the UK co-operative and social enterprise sector. Demonstrating its Ethical Policy commitment to support co-operatives, the Bank has committed £1.05million to this three year programme in partnership with Co-operatives UK, the UK trade association.
The Hive provides resources to help new co-ops and community businesses to start-up, existing co-ops to grow, non co-ops to convert, and communities to thrive. Find out more about The Hive